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40042 Cape Cod Ln, Temecula, CA, 92591

3beds
3baths
1,577sqft
$599,990
$380price/sqft
$4,187/moest. monthly cost
$167,480/yrincome needed

About This Home

Welcome to your perfect entry-level home in the highly sought-after Harveston Lake community of Temecula! This beautifully maintained 3-bedroom, 2.5-bath townhome offers the ideal blend of comfort, convenience, and lifestyle. Step inside to a well-kept, move-in ready interior featuring a spacious living area filled with natural light, creating a warm and inviting atmosphere perfect for both relaxing and entertaining. The home is truly turnkey and includes appliances, making it an easy transition for its next owner. Located in one of Temecula’s most desirable communities, residents of Harveston enjoy scenic walking paths, a peaceful lake setting, and a true sense of neighborhood charm. The home is also zoned for top-rated schools and is conveniently situated near shopping, dining, and provides quick access to the I-15 freeway—perfect for commuters. Whether you’re a first-time buyer or a growing family that wants low maintenance living, this home offers an incredible opportunity to own in a low-inventory, high-demand area. Don’t miss your chance to own a piece of the Harveston lifestyle!

Getting Around

37
WalkingCar-Dependent
23
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

8/10
9/10
Chaparral High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Upper Level

Bathroom

  • Features: Bathtub,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Granite Counters,Bar,All Bedrooms Up
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 1,577 sqft

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 916411029
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Community,Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,067 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$137$1,644
Property Taxes $619$7,428
Electricity $398$4,786
Total$4,187$50,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,554/yr
40% on housing$125,610/yr
45% on housing$111,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 92591$363
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92591$364
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$599,990
2023-05-04Sold$560,000
2023-04-17Pending sale$560,000
2023-04-06Listed for sale$560,000
2018-01-05Sold$355,000
2017-10-23Pending sale$355,000
2017-10-03Listed for sale$355,000
2007-06-15Sold$361,500

For Sale by Agent

AgentCameron Danh, Abundance Real Estate
BrokerageAbundance Real Estate

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