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45498 3rd St, Baldwin lake, CA, 92314

2beds
3baths
1,050sqft
$325,000
$310price/sqft
$2,504/moest. monthly cost
$100,160/yrincome needed

About This Home

Imagine owning a cabin where your backyard is basically thousands of acres of untouched wilderness. No neighbors behind you. No busy streets. Just endless views, fresh mountain air, and direct access to adventure. Sitting at the end of the street and backing to BLM land, this one-of-a-kind mountain retreat feels like your own private hideaway in the mountains. Wake up to panoramic valley views, sip coffee on the covered deck while watching the sunrise hit the ridge lines, then hit the Pacific Crest Trail just moments from your front door. This is not your average Big Bear cabin… this is the kind of property people spend years trying to find. Built in 2007, this well-maintained mountain home blends rustic charm with comfort and functionality. Inside, you’ll find warm wood ceilings, an open-concept layout, large picture windows, and a stunning floor-to-ceiling river rock fireplace that creates the perfect cozy cabin feel. The kitchen flows seamlessly into the living room area, ideal for entertaining or relaxing after a day of adventure. The primary suite features its own full bathroom, with the laundry conveniently located just outside the bedroom. The second bedroom sits near another full bathroom, while a third full bath adds extra flexibility for guests upstairs. An attached single car garage provides additional storage for mountain gear and outdoor toys. Included in this sale are two additional parcels totaling to a 7,500 sq ft lot size, creating extra breathing room and endless possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
6/10
Big Bear Middle SchoolGrades 6-86.3 mi
6/10
Big Bear High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 0314016140000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Propane Tank - Leased
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Ski Area,Trees/Woods
  • Frontage length: 75,75
  • Topography of land: Level,Sloping

Lot

  • Lot size: 7,500 sqft
  • Features: Level
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 1
  • Parking features: Boat,Garage,One Car Garage,Parking Space(s),RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$143$1,716
Property Taxes $320$3,840
Electricity $398$4,786
Total$2,504$30,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,851/yr
40% on housing$75,120/yr
45% on housing$66,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 92314$224
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92314$325
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$325,000
2025-10-18Listing removed$354,000
2025-06-23Listed for sale$379,000
2018-11-14Sold$195,000
2018-06-25Listing removed$215,000
2018-06-07Price change$215,000
2018-05-12Listed for sale$235,000
2016-07-08Sold$157,000
2016-03-09Price change$162,500
2015-11-22Listed for sale$199,000
2005-07-06Sold$8,100

For Sale by Agent

AgentJessica Duarte
BrokerageRe/Max Big Bear-Village

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