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124 S 3rd St APT 13, Brooklyn, NY, 11249

2beds
1baths
600sqft
$525,000
$875price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

A rare opportunity to own a thoughtfully maintained two-bedroom home in one of Brooklyn's most dynamic neighborhoods. Offered for sale for the first time in over 40 years, this sun-filled cooperative combines comfort, convenience, and exceptional value just moments from the Williamsburg Bridge. Bathed in natural light from northeast-facing windows throughout, the apartment offers a comfortable and efficient layout with generously proportioned rooms. The spacious primary bedroom easily accommodates a king-sized bed and additional furnishings while featuring two oversized closets. Located on the opposite side of the apartment for added privacy, the second bedroom is ideal as a guest room, home office, nursery, or bedroom. The eat-in kitchen offers abundant cabinet storage and workspace, making it equally suited for everyday living and entertaining. Lovingly maintained over decades of ownership, the home is move-in ready while offering the opportunity to personalize and make it your own. Perfectly positioned at the crossroads of Williamsburg and the Lower East Side, the apartment is moments from the Williamsburg Bridge, providing a quick commute to Manhattan. Enjoy easy access to the J, M, and Z trains, Citi Bike, Domino Park, acclaimed restaurants, coffee shops, nightlife, shopping, Whole Foods, Trader Joe's, and countless local favorites that have made this area one of Brooklyn's most sought-after destinations. This home is part of an HDFC cooperative and is subject to restrictions at 120% of Area Median (AMI), offering a unique opportunity for qualified buyers to achieve homeownership in a prime Brooklyn location. *some images are of similar unit in the building with an identical layout *

Getting Around

95
WalkingWalker's Paradise
0
TransitVery Limited Transit
96
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$47$564
Property Taxes $245$2,940
Electricity $246$2,954
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$875This listing

vs Other Active Listings

Avg $/sqft

ZIP 11249$1,372
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11249$1,226
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Listed for sale$525,000

For Sale by Agent

AgentSable Lynch
BrokerageBond New York

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