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3190 Castro St, Martinez, CA, 94553

4beds
2baths
1,677sqft
$869,950
$519price/sqft
$5,920/moest. monthly cost
$236,800/yrincome needed

About This Home

Welcome to 3190 Castro Street in Martinez, where the timeless charm of Craftsman-inspired architecture meets the comfort and efficiency of newer construction. Built in 2007, this inviting 4-bedroom, 2-bath home blends beautifully into one of Martinez's established neighborhoods while offering the peace of mind and benefits that come with a more modern home. A tree-shaded front yard and welcoming front porch create the perfect first impression. Inside, you'll find a spacious formal living and dining room, along with an open-concept kitchen featuring stainless steel appliances that flows seamlessly into the cozy family room with a fireplace—ideal for everyday living and entertaining. The thoughtful floor plan also includes a convenient indoor laundry room. The generous primary suite is a true retreat, complete with sliding glass doors leading to the private backyard, dual sinks, a walk-in closet, a separate toilet room, and an additional second closet for extra storage. Step outside to enjoy the private backyard with a large deck, perfect for outdoor dining, relaxing, and gatherings with family and friends. Ideally located just minutes from vibrant downtown Martinez, shopping, restaurants, a grocery store, and a nearby hospital, this home also offers easy freeway access for commuters, making it the perfect combination of comfort, convenience, and location. OH 7/26 2-4pm.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
7/10
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Free-Standing Range,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Common Area

Bathroom

  • Features: Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar
  • Window features: Window Coverings
  • Flooring: Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,677 sqft

Kitchen

  • Features: Breakfast Bar,Tile Counters,Dishwasher,Disposal,Gas Range/Cooktop,Range/Oven Free Standing,Refrigerator

Property

Details

  • Parcel number: 3702510201
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Rectangular Lot,Back Yard,Front Yard,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$174$2,088
Property Taxes $950$11,400
Electricity $398$4,786
Total$5,920$71,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,971/yr
40% on housing$177,600/yr
45% on housing$157,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 94553$392
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94553$480
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$859,950
2026-07-25Listed for sale$869,950
2015-06-04Sold$550,000
2011-02-03Sold$360,000
2010-10-16Listed for sale$364,900

For Sale by Agent

AgentMark Engelman
BrokerageSnyder Real Estate Group

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