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1699 Laguna St APT 311, Concord, CA, 94520

1beds
1baths
646sqft
$218,500
$338price/sqft
$1,643/moest. monthly cost
$65,720/yrincome needed

About This Home

This is an amazing opportunity to purchase in the Laguna Terrace Condo Development within the heart of Concord! This peaceful third story unit has nobody above, is tastefully updated with granite counters in both the kitchen and bathroom, tile and carpet flooring, crown molding, and a decorative paint theme. The exterior balcony faces the pool. The HOA just completed a full makeover of the common areas, paint, carpet, balcony compliance, mailbox bank. This quiet complex features a locked entrance, lots of cameras for added security, gated parking, an elevator, community pool, mail bank downstairs, and beautiful Tuscan rotunda at the entrance of the building. The laundry rooms were just renovated with new washers and dryers (on same floor/very near). Unit has 1 covered carport space within gated parking lot. The updates have modernized the interior and exterior of the buildings. Property is near commute routes, public transit, and many top companies that are located in the area. This is a great price-point to be in the city of Concord. Ask your lender about the special financing programs for this census tract!

Getting Around

83
WalkingVery Walkable
50
TransitGood Transit
64
BikeBikeable

Schools

2/10
4/10
Oak Grove Middle SchoolGrades 6-82.0 mi
3/10
Mt. Diablo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1968

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator,Updated Kitchen
  • Window features: Window Coverings
  • Flooring: Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s),Multi Units

Interior Area

  • Total structure area: 646
  • Total interior livable area: 646 sqft

Kitchen

  • Features: Stone Counters, Dishwasher, Eat-in Kitchen, Electric Range/Cooktop, Microwave, Refrigerator, Updated Kitchen

Property

Details

  • Parcel number: 1267100137
  • Special condition: Standard

Features

  • Levels: One Story,Three Or More
  • Stories: 1
  • Pool features: In Ground,Fenced,See Remarks,Community
  • Exterior features: Unit Faces Street
  • Has view: Yes
  • View description: None

Lot

  • Features: Other

Parking

  • Parking features: Carport,Covered
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,104$13,248
Home Insurance *$45$540
Property Taxes $96$1,152
Electricity $398$4,786
Total$1,643$19,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,331/yr
40% on housing$49,290/yr
45% on housing$43,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 94520$275
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94520$523
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$241,500
2026-03-29Price change$245,500
2026-03-05Listed for sale$250,000
2026-02-03Listing removed$250,500
2026-01-06Price change$250,500
2025-12-09Listed for sale$254,500
2014-06-23Sold$147,500
2014-04-27Listed for sale$146,000
2008-11-26Sold$200,000

For Sale by Agent

AgentLinda Tamburri
BrokerageRick Fuller Inc.

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