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870 Sierra View Cir Unit 3, Lincoln, CA, 95648

3beds
3baths
1,746sqft
$465,000
$266price/sqft
$3,486/moest. monthly cost
$139,440/yrincome needed

About This Home

Refined comfort and resort-style amenities converge in this beautifully refreshed townhome in the heart of Lincoln Crossing, ideally situated within the desirable Western Placer School District. Offering 3 bedrooms, 2.5 baths, and an attached two-car garage, this residence is designed for a low-maintenance lifestyle without compromise. The main level presents a versatile living space ideal for entertaining, complete with a half bath and downstairs laundry for everyday convenience. At its center, a well-appointed kitchen showcases expansive counter space, abundant cabinetry, and a breakfast nook, flowing gracefully into a living room defined by a fireplace and built-in entertainment space. Upstairs, you'll find two generously sized bedrooms with ample closets, a full bath, and a versatile loft area. The spacious primary suite offers a private retreat, complete with a spa-inspired ensuite, a beautifully updated shower, and a large walk-in closet. A full private, low maintenance patio extends the living space outdoors. Residents enjoy access to a basketball court, fitness center, sauna, indoor lap pool, and three outdoor pools, with parks, shopping, dining, and major freeways all close at hand. Move-in ready with major peace of mind, HVAC updated in 2020, plus refrigerator, washer and dryer all convey with the sale.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Microwave,Dryer,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,746 sqft

Kitchen

  • Features: Breakfast Area,Island w/Sink,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s)

Property

Details

  • Parcel number: 328300008000
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Entry location: Close to Clubhouse
  • Private pool: Yes
  • Pool features: Membership Fee,Community,Indoor,Lap,See Remarks

Lot

  • Lot size: 901.69 sqft
  • Features: Zero Lot Line,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Restrictions,Garage Faces Rear,Guest,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$118$1,416
Property Taxes $619$7,428
Electricity $398$4,786
Total$3,486$41,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,520/yr
40% on housing$104,580/yr
45% on housing$92,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$371
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$465,000
2007-06-06Sold$320,500

For Sale by Agent

AgentSteve Lamothe
BrokerageKeller Williams Realty

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