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1478 La Sierra St, Merced, CA, 95348

3beds
2baths
1,603sqft
$435,000
$271price/sqft
$3,235/moest. monthly cost
$129,400/yrincome needed

About This Home

Welcome to this beautiful Central Valley home! This charming 3-bedroom, 2-bath property offers a versatile 4th room—perfect for a home office or flex space. Step outside and enjoy the gorgeous in-ground pool in the backyard, ideal for entertaining, relaxing, and making the most of those warm Valley days. There’s even a bonus unfinished outdoor bar enclosure, offering great potential to create your own custom entertainment space. Inside, you’ll find tile flooring throughout the main living areas and carpet in all bedrooms for added comfort. The home also features dual-pane windows for energy efficiency and a welcoming kitchen with tile countertops that flow nicely into the living area. On colder days, gather in the living room and get cozy around the gas fireplace, creating the perfect space to unwind. Additional features include a 2-car attached garage for convenience. Ideally located near schools, shopping centers, and parks, and just minutes from UC Merced, this home offers both comfort and convenience. Bonus opportunity: Sellers are willing to include all furniture and appliances for an undisclosed price—please get in touch with the listing agent for details. A perfect blend of indoor comfort, outdoor living, and future potential—don’t miss this opportunity!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
3/10
5/10
El Capitan HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Water Heater,Refrigerator,Range Hood,Water Heater
  • Laundry features: Inside

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Laminate Counters,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,High Ceilings,Laminate Counters
  • Door features: Panel Doors
  • Window features: Blinds,Double Pane Windows
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,603 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 206165002000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Concrete,Open,Patio
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,140 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$113$1,356
Property Taxes $525$6,300
Electricity $398$4,786
Total$3,235$38,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,914/yr
40% on housing$97,050/yr
45% on housing$86,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$435,000
2020-04-10Sold$290,000
2020-03-16Pending sale$289,900
2020-02-17Listed for sale$289,900
2013-08-20Listing removed$145,000
2013-06-13Listed for sale$145,000
2012-06-19Listing removed$145,000
2012-05-08Listed for sale$145,000
2012-03-07Sold$145,000
2011-12-22Listed for sale$145,000
2010-10-28Sold$140,000
2010-08-05Pending sale$133,000
2010-08-01Price change$133,000
2010-06-20Price change$150,000
2010-05-01Price change$161,000
2010-04-18Listed for sale--
2010-04-06Sold$195,935
2007-09-05Sold$234,500

For Sale by Agent

AgentCelestino Silva
BrokerageBHHS Drysdale Properties, Merced

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