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578 Channel Way, Needles, CA, 92363

3beds
2baths
1,440sqft
$128,000
$89price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

Fully Remodeled & Furnished Pond-View Home Completely gutted and beautifully remodeled in 2021, this stylish 3-bedroom, 2-bath home is being sold fully furnished, making it truly move-in ready. Enjoy peaceful mornings or evenings on the spacious wrap-around deck overlooking a tranquil pond. Wood flooring flows throughout most of the home, complemented by ceiling fans and central A/C. The open-concept layout is filled with natural light. The upgraded kitchen includes all stainless steel appliances, upgraded cabinetry, skylights, and ample counter and storage space. A full laundry room with washer/dryer. Outside, enjoy water-wise landscaping, a covered carport, and a storage shed in a peaceful setting in a well-kept community. Located in one of the most desirable 55+ river communities with two private boat launch ramps, beaches, a dock, and more. Just minutes from El Rio Golf Club, Rainbow Beach Restaurant, and the AVI Casino. Low HOA and low taxes (home only). Buyer must be park-approved.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Needles Middle SchoolGrades 6-81.4 mi
4/10
Needles High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1978

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Separate Family Room

Features

  • Door features: Sliding Doors
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo

Property

Details

  • Parcel number: 0660311066086
  • On leased land: Yes
  • Lease amount: 780
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: East side Patio
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond

Lot

  • Lot size: 1,440 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $647$7,764
Home Insurance *$139$1,668
Property Taxes $113$1,356
Electricity $398$4,786
Total$1,297$15,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 92363$89
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92363$111
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-31Price change$128,000
2025-07-08Price change$158,000
2025-01-06Price change$99,999
2024-10-10Listed for sale$115,000

For Sale by Agent

AgentMarisol Sanchez
BrokerageKeller Williams Rlty Whittier

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