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12444 Osprey Ln, Victorville, CA, 92392

5beds
3baths
3,318sqft
$550,000
$166price/sqft
$4,205/moest. monthly cost
$168,200/yrincome needed

About This Home

Dreaming of a home with plenty of space but concerned about closing costs or the expense of making updates? This could be the opportunity you’ve been waiting for! With over 3,000 square feet, 5 bedrooms, an expansive garage offering plenty of room for vehicles or extra storage, and a location within walking distance of a school, this home has so much to offer. Even better, the seller may be willing to help address some of the costs associated with making this home your own. Finding a seller willing to work with a buyer on these types of concerns is rare, so don’t let this opportunity slip through your fingers! The home is already in pristine condition, but if you have your own vision for paint, flooring, or other personal touches, this may be the perfect home for you. Space, location, condition, and a seller who may be willing to help—this opportunity is worth a closer look. Don’t miss it!

Getting Around

17
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Walk-In Closet(s)
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,318 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 3096036380000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Desert,Mountain(s)

Lot

  • Lot size: 7,622 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$170$2,040
Property Taxes $543$6,516
Electricity $711$8,538
Total$4,205$50,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,171/yr
40% on housing$126,150/yr
45% on housing$112,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 92392$207
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92392$236
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$595,000
2026-07-14Price change$550,000
2026-07-08Price change$554,500
2026-07-07Price change$549,500
2026-06-12Listed for sale$560,000
2017-06-21Sold$313,000
2017-04-25Pending sale$329,900
2017-04-18Listed for sale$329,900
2008-10-21Sold$269,000

For Sale by Agent

AgentDiane Flores
BrokerageDee-Lux Realty, Inc.

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