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15935 Spring Oaks Rd Spc 57, El Cajon, CA, 92021

3beds
2baths
1,760sqft
$398,000
$226price/sqft
$2,854/moest. monthly cost
$114,160/yrincome needed

About This Home

Looking for more freedom, more privacy, less overhead, and more time to enjoy the life you've worked so hard to build? Welcome to one of the largest and most private homesites in desirable Woodcreek Estates. Beautifully maintained and thoughtfully updated, this spacious 1,760 SF manufactured home offers comfortable single-level living with the space, privacy, and flexibility to enjoy life on your terms. Set back from the street, this inviting home features an oversized attached two-car garage, extended driveway, fully fenced backyard, mature shade trees, citrus trees, a freshly painted deck, porch swing, and a detached workshop with electricity and lighting, perfect for hobbies, projects, or extra storage. Inside, you'll find 3 spacious bedrooms, 2 updated baths, 2 living areas, a gas fireplace, granite kitchen with seating, stainless appliances, a separate laundry room, and a generous primary suite with a walk-in closet. Recent improvements include dual-pane windows, updated baths, ceiling fans, garage door opener, laminate flooring, roof, water heater, sliding glass door, exterior paint, and more, allowing you to move in with confidence. Enjoy Woodcreek Estates' pools, clubhouse, guest parking, optional RV/boat parking, walking streets, and welcoming community atmosphere. New owner land lease is approximately $1,597/month. Buyer to verify current space rent, utilities, community rules, and obtain Woodcreek Estates approval after Seller acceptance. Cash preferred. Chattel financing available. Investors welcome! UPDATES: new in 2026: dual-pane windows, hall bath walk-in shower, primary vanity, ceiling fans, garage door opener, new smoke detectors and CO2 monitor. New in 2025: roof and water heater. New in 2024: slider and 2023: fresh exterior paint. INCLUDES: Washer/dryer, frig, stove, microwave, dishwasher, sturdy patio bench swing. ADDITIONAL INFO: 200 amp home, solar is not allowed on these homes due to their community bulk utility contracts. Portion is billed each month with the land lease. Water bill with Padre Dam is separate. Basic cable invoiced by WC any premium service billed directly to homeowner. Sample monthly WC invoice available. AMENITIES: Woodcreek Estates offers two pools, clubhouse w/full kitchen, jacuzzi, billiards room, exercise/weights room,, children play areas, easy walking streets, generous guest parking, gated RV/boat parking option, and volunteer community patrol. Community well maintained daily. UPON OFFER ACCEPTANCE:Buyer land lease $1,597/month. Buyer to also be approved by Woodcreek management and verify current space rent, rules, utilities, and community fees. Cash or chattel financing. INVESTORS: After purchase your Tenants also will need to be approved by Woodcreek. Current estimated rent for this home: $3800-4200/mo.

Getting Around

8
WalkingCar-Dependent
21
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

4/10
6/10
El Capitan High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Wood,Concrete,Glass

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Washer,Free Standing Range,Gas Oven,Gas Stove,Gas Range,Gas Cooking
  • Laundry features: Electric,Washer Hookup,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Gas

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit,Energy Star
  • Cooling features: Central Forced Air,Energy Star

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 7739605457
  • Special condition: Third Party Approval

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Community/Common,Fenced
  • Fencing: Full,Good Condition,Blockwall,Wood

Parking

  • Total spaces: 8
  • Parking features: Attached,Direct Garage Access,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$90$1,080
Property Taxes $354$4,248
Electricity $398$4,786
Total$2,854$34,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,851/yr
40% on housing$85,620/yr
45% on housing$76,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$303
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$398,000
2026-06-20Listed for sale$418,000
2016-09-14Sold$167,000
2016-07-17Listed for sale$179,000
2009-08-26Sold$137,500
2006-06-07Sold$230,000

For Sale by Agent

AgentJill E Holden
BrokerageJ. E. Holden Realty

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