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4660 N River Rd Spc 150, Oceanside, CA, 92057

2beds
2baths
1,344sqft
$347,500
$259price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

Welcome to this spacious and move-in ready 2-bedroom, 2-bath home located in the desirable Lamplighter community of Oceanside - an all-ages, gated, rent-controlled park with low space rent. Boasting 1,344 sq. ft. of well-maintained living space, this home features a functional layout, a newer heater, hot water heater, and dishwasher, offering comfort and peace of mind. The Lamplighter community includes resort-style amenities such as a pool, spa, and clubhouse, all within minutes of shopping, dining, major freeways, and the beautiful Oceanside beaches. Enjoy Southern California living in an amenity-rich, welcoming neighborhood in an unbeatable location.

Getting Around

28
WalkingCar-Dependent
36
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

8/10
Libby Elementary SchoolGrades K-50.4 mi
6/10
7/10
El Camino High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1973

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)

Interior Area

  • Total interior livable area: 1,344 sqft

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 7715706552
  • On leased land: Yes
  • Lease amount: 529
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: side
  • Pool features: Community,Heated,In Ground
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: City Lights

Lot

  • Lot size: 19.26 Acres
  • Features: Close to Clubhouse,Cul-De-Sac,Yard

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,757$21,084
Home Insurance *$76$912
Property Taxes $238$2,856
Electricity $398$4,786
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$353
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$355,000
2026-03-17Price change$358,999
2026-01-30Price change$359,999
2026-01-06Listed for sale$369,000
2025-12-26Listing removed$369,000
2025-11-17Price change$369,000
2025-10-30Price change$375,000
2025-08-12Price change$379,900
2025-07-17Price change$389,000
2025-07-10Listed for sale$399,000
2019-03-08Sold$169,000

For Sale by Agent

AgentVerner Dixon
BrokerageHomeSmart Realty West

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