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2400 El Camino Real, Atascadero, CA, 93422

1beds
1baths
600sqft
$495,000
$825price/sqft
$3,463/moest. monthly cost
$138,520/yrincome needed

About This Home

Charming home in one of Atascadero’s fastest-growing corridors. This 600± sq. ft. home on a 6,000± sq. ft. lot is grandfathered in as a single-family residence with commercial zoning, offering unique flexibility. Recent upgrades (2022) include a new roof, dual-pane windows, and wall heater. Currently used as a cottage food kitchen for baking, the living and dining areas are outfitted with prep counters, but can easily transition back to a traditional residence. The kitchen, bath, and yard are fully functional, with room for updating and personalization. This property is ideally located between the Grocery Outlet shopping center and Bay Laurel Nursery, with easy access to Highway 101. Across the nearest intersection, the highly anticipated Del Rio Marketplace is introducing businesses such as Valley Fresh Market and Central Coast Distillery to the neighborhood. Only 2 miles from Downtown Atascadero, this property is an affordable starter, rental, or live/work option with long-term potential.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
7/10
Atascadero Middle SchoolGrades 6-82.2 mi
8/10
Atascadero High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Fixer,Repairs Cosmetic
  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bathroom

  • Features: Bathtub

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),All Bedrooms Down
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 049141024
  • Zoning: CPK
  • Special condition: Standard
  • Exclusions: RV,commercial refrigerator,personal belongings.

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,000 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$93$1,116
Property Taxes $470$5,640
Electricity $398$4,786
Total$3,463$41,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,731/yr
40% on housing$103,890/yr
45% on housing$92,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$825This listing

vs Other Active Listings

Avg $/sqft

ZIP 93422$381
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93422$490
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$495,000
2026-01-05Listed for sale$549,000
2025-12-28Listing removed$549,000
2025-09-08Price change$549,000
2025-09-04Listed for sale$525,000
2023-08-15Sold$425,000
2023-02-09Listed for sale$450,000
2023-01-04Listing removed--
2022-12-06Listed for rent$1,500
2018-05-26Listing removed$1,150
2018-05-14Price change$1,150
2018-05-04Listed for rent$1,250

For Sale by Agent

AgentValerie Walla
BrokerageCentury 21 Masters

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