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3200 San Fernando Rd, Atascadero, CA, 93422

3beds
3baths
2,647sqft
$1,400,000
$529price/sqft
$9,241/moest. monthly cost
$369,640/yrincome needed

About This Home

Welcome to this spectacular 1.92 acre property featuring 2647 square foot home with three bedrooms, three bathrooms and a flex room. This custom home offers vaulted ceilings throughout and a gourmet kitchen for entertaining with an oversized refrigerator/freezer and granite countertops.The walk in pantry is spacious for all your storage needs. As you walk into the palatial living room, your greeted with a double-sided fireplace that can be enjoyed from the outdoor patio too. There is a wet bar near the fireplace for your enjoyment as well. As you walk down the hallway, there are two bedrooms that are joined by a jack and Jill bathroom that makes it convenient for living accommodations. The primary suite is extraordinary. You are greeted with another fireplace, a sizable area for your bed and a walk in closet that has top to bottom shelving for clothes and shoes. The primary bathroom has a jetted tub, a separate shower and a water closet. The home has extravagant courtyard that is fully fenced in and you can bbq and sit near the other side of the double sided fireplace for relaxation. There is also a detached garage with RV parking and extra space for more vehicles or storage. There is a loft above that is not permitted. Downstairs, there is also a shower/toilet that is not permitted.Behind the outbuilding, there is an adorable garden shed and garden beds if you enjoy gardening. Other amenities include, patio sitting areas, solar included on the house, fire suppression system, intercom system, a metal carport and lastly a beautiful tree lined driveway.This home has so much to offer!You will enjoy the comforts of the country and just minutes to town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Atascadero Middle SchoolGrades 6-82.1 mi
8/10
Atascadero High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bathroom

  • Features: Jack and Jill Bath

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • All Bedrooms Down,Jack and Jill Bath,Main Level Primary,Utility Room
  • Fireplace features: Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,647 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 050231003
  • Special condition: Trust
  • Exclusions: portable outdoor kitchen,outdoor furniture,shelving units in garages

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Has view: Yes
  • View description: Hills,Neighborhood

Lot

  • Lot size: 1.92 Acres
  • Features: Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Drought
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$264$3,168
Property Taxes $1,331$15,972
Electricity $567$6,811
Total$9,241$110,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,834/yr
40% on housing$277,230/yr
45% on housing$246,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 93422$372
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93422$490
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,400,000
2009-05-08Sold$700,000
2009-02-27Price change$699,900
2009-02-14Listed for sale--
2009-02-13Sold$775,000
2008-10-30Listed for sale$929,900
2005-06-29Sold$329,000

For Sale by Agent

AgentShelley Wood
BrokerageModern Broker

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