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12221 W BELL Road #268, Surprise, AZ, 85378

1beds
1baths
560sqft
$125,000
$223price/sqft
$1,058/moest. monthly cost
$42,320/yrincome needed

About This Home

Welcome to this beautifully maintained condo in an ideal Surprise location near shopping, dining, entertainment, and convenient freeway access.This charming 1 bedroom, 1 bathroom condo makes smart use of its 560 sq ft, offering an efficient, easy-to-care-for space that's perfect for seasonal residents, investors, or an owner-occupant looking to keep costs low. Inside, you'll find a thoughtfully designed layout with an open living area and a well-planned kitchen that maximizes storage and functionality, giving you everything you need without wasted space. New AC installed in 2023 and In-unit laundry adds everyday convenience, and the private back patio provides a relaxing spot for morning coffee, fresh air, or a small container garden. As one of the more affordable ownership opportunities in Surprise, this condo is a great entry point into the market.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Valley Vista High SchoolGrades 7-123.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Foam
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,3/4 Bath Master Bdrm,Laminate Counters
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: Two Common Walls,Neighbor Below

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 50124329
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: None

Lot

  • Lot size: 619 sqft
  • Features: East/West Exposure,Desert Back,Grass Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance $31$372
Property Taxes $179$2,148
Electricity $216$2,603
Total$1,058$12,696

Income You'd Need if You Spent...

35% on housing$36,274/yr
40% on housing$31,740/yr
45% on housing$28,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 85378$126
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85378$221
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$120,000
2026-07-21Price change$125,000
2026-07-09Price change$128,000
2026-06-26Price change$128,500
2026-06-18Price change$129,900
2026-06-04Listed for sale$135,000
2025-08-05Listing removed$900
2025-07-16Listed for rent$900
2021-05-05Sold$108,000
1996-02-26Sold$27,500

For Sale by Agent

AgentBeau Carson Browder
BrokeragePhoenix Property Group

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