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12221 W BELL Road #381, Surprise, AZ, 85378

--beds
1baths
405sqft
$110,000
$272price/sqft
$1,007/moest. monthly cost
$40,280/yrincome needed

About This Home

Fully furnished and move-in ready! This beautifully maintained 3rd-floor end unit offers added privacy, abundant natural light, and beautiful views from the private balcony. Functional and versatile space for full-time living, a seasonal retreat, or an income-producing investment. Conveniently located near parking and elevator access. Currently operating as a successful Airbnb and offered fully furnished, making it a true turnkey opportunity. Enjoy lock-and-leave convenience with everything already in place for immediate occupancy or continued rental use. Don't miss this rare top-floor end-unit opportunity!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Valley Vista High SchoolGrades 7-123.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Built-Up
  • Construction materials: Stucco,Wood Frame

Other

  • Builder name: Baptist

Type & Style

  • Home type: Apartment
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dryer,Washer,Refrigerator,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,Elevator,No Interior Steps
  • Flooring: Laminate
  • Common walls with other units/homes: 1 Common Wall,Neighbor Below,End Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 405
  • Total interior livable area: 405 sqft

Property

Details

  • Parcel number: 50124376
  • Attached to another structure: Yes

Features

  • Stories: 3
  • Exterior features: Balcony,Storage
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 470 sqft
  • Features: None,Corner Lot

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance $27$324
Property Taxes $208$2,496
Electricity $216$2,603
Total$1,007$12,084

Income You'd Need if You Spent...

35% on housing$34,525/yr
40% on housing$30,210/yr
45% on housing$26,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 85378$126
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85378$221
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$110,000
2026-06-18Listed for sale$110,000
2022-12-05Listing removed--
2022-10-20Listed for rent$1,200
2019-06-18Listing removed$725
2019-05-21Listed for rent$725
2019-05-03Sold$59,500
2019-04-09Pending sale$59,900
2019-03-05Listed for sale$59,900
2019-01-12Listing removed$57,900
2018-11-01Price change$57,900
2018-08-12Listed for sale$59,900
2016-09-29Listing removed$39,000
2016-02-19Listed for sale$39,000
2013-07-25Listing removed$429
2013-06-03Price change$429
2013-05-19Price change$449
2013-05-08Listed for rent$495
2008-10-08Listing removed$450
2008-07-16Listed for sale$450
2005-09-27Sold$45,000
1996-04-24Sold$18,150

For Sale by Agent

AgentBelen Guzman
BrokerageSelen Real Estate LLC

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