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1124 SE Mallard Creek Dr, Ankeny, IA, 50021

4beds
3baths
2,476sqft
$289,500
$117price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

Call the homeowner at (515) 321-3500 to schedule a showing. You're going to love this 4-Bedroom 3-full bath walk-out ranch townhome in an extremely convenient Ankeny location. You'll greet your guests on a covered front porch that has room for your outdoor furniture. It overlooks an irrigated lawn with mature trees. Inside you'll discover a spacious living room with a vaulted ceiling and beautiful Luxury Vinyl Plank (LVP) flooring. There's an exit to a large Redwood deck that's great for grilling and outdoor entertaining. The deck provides a great view across a park-like backyard to a wooded area with a paved walking trail, a fire-pit, and a pond. Back inside the kitchen is perfect with more than ample cupboard and counter space. It includes a built-in desk and a small pantry. There's room for a casual dining table and the stainless steel kitchen appliances are included. Just off the kitchen you'll discover a dining room with LVP flooring. There are 2 bedrooms on this floor including the larger primary bedroom with a walk-in closet and an en-suite bathroom that includes a step-in shower. There's also a second full bath on this floor and the laundry is conveniently located on the main level. The washer and dryer are included. You'll also find an exit to the attached 2-car garage. There's even more great space on the lower walk-out level, including a spacious family room with a fireplace. It includes an exit to a backyard patio that provides even more space to enjoy the privacy of the backyard. There are 2 bedrooms on this level and a full bath. A generous FLOORING ALLOWANCE will be included with an accepted offer and the property will be sold AS IS. The location is extremely convenient with fast access to the SE Delaware corridor with tons of shopping, dining and entertainment options. Don't wait to check this one out!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades K-50.6 mi
8/10
Parkview Middle SchoolGrades 6-71.3 mi
7/10
Ankeny High SchoolGrades 10-121.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Other,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,476 sqft

Property

Details

  • Parcel number: 18100520535303

Features

  • Exterior features: Other

Lot

  • Lot size: 2,537 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,463$17,556
Home Insurance *$142$1,704
Property Taxes $322$3,864
Electricity $184$2,216
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$222
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-27Listed for sale$289,500
2023-09-29Listing removed--
2023-04-03Listed for sale$284,500
2004-10-05Sold$188,500

For Sale by Owner

AgentProperty Owner

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