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5056 Ruby Flats Dr, Wimauma, FL, 33598

2beds
3baths
2,795sqft
$650,000
$233price/sqft
$4,713/moest. monthly cost
$188,520/yrincome needed

About This Home

Welcome to resort-style living in the highly sought-after Valencia Lakes—a premier gated 55+ community known for its vibrant lifestyle and exceptional amenities. Perfectly positioned on a rare pie-shaped, south-facing waterfront lot, this home offers breathtaking lake views while overlooking the community center. The unique orientation provides the best of both worlds—sun-drenched pool and lanai areas all day, while the home itself stays naturally cooler with minimal direct sun exposure. From the moment you arrive, you’ll appreciate the beautiful tile roof, pavered driveway, and inviting tropical courtyard entry that sets the tone for what’s inside. Step through the front door and your eyes are immediately drawn to the expansive water views and the stunning lanai featuring a sport-style pool, creating the ultimate indoor-outdoor Florida lifestyle. This thoughtfully designed 2-bedroom, 2.5-bath + den residence offers a split floor plan that ensures privacy for both owners and guests, while the open-concept layout is ideal for entertaining. The home is enhanced with high-end finishes throughout, including triple tray ceilings, crown molding, upgraded lighting, and custom built-ins. At the heart of the home is the spacious kitchen, seamlessly connecting to the formal dining and great room. Features include upgraded cabinetry with custom pull-out drawers, built-in double oven, and a bright breakfast nook with serene lake views—the perfect place to start your day. Step outside to the lanai where a propane grill hookup makes outdoor cooking effortless. The private primary suite is tucked away for maximum tranquility and showcases stunning lake views, direct lanai access, and dual custom walk-in closets. The en-suite bath is generously sized with separate vanities, a dedicated makeup vanity, and full-length mirrors spanning the wall. On the opposite side of the home, the guest suite offers its own en-suite bath, providing comfort and privacy for visitors. The versatile den is ideal as a home office, fitness room, or optional third bedroom. The community center also features a wonderful on-site café offering breakfast, lunch, and dinner, along with special menus for holidays and events, adding to the ease and enjoyment of everyday living. Valencia Lakes isn’t just a community—it’s a lifestyle. Enjoy a 40-acre waterfront recreation area, resort-style pools, a 40,000 sq. ft. clubhouse, tennis and pickleball courts, bocce, basketball, a fully equipped fitness center, dog park, baseball field, community garden, and RV/boat storage. Over 100 acres of nature preserves provide peaceful views, abundant wildlife, and a true sense of serenity. With hundreds of clubs and activities, friendly neighbors, and convenient access to Tampa, St. Petersburg, Sarasota, shopping, golf, and the airport, this home offers both comfort and convenience. This is more than just a home—it’s a premium lot, exceptional orientation, and lifestyle opportunity in one of the area’s most desirable communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Reddick Elementary SchoolGrades PK-51.3 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-124.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Electric Water Heater,Microwave,Range Hood,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Electric,Family Room,Master Bedroom
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 525
  • Dimensions: 25x21

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,598
  • Total interior livable area: 2,795 sqft

Kitchen

  • Level: First
  • Area: 308
  • Dimensions: 22x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 323
  • Dimensions: 19x17

Property

Details

  • Parcel number: U32312092300000000042.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Screen Enclosure,Tile
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Courtyard,Private Mailbox,Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pool,Water
  • Water view: Water
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 8,871 sqft
  • Features: Landscaped,Level,Sidewalk,Above Flood Plain
  • Lot size dimensions: 72.12 x 123

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Inland Flooding
Drought
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$309$3,708
Property Taxes $837$10,044
Electricity $281$3,375
Total$4,713$56,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,588/yr
40% on housing$141,390/yr
45% on housing$125,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 33598$180
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33598$185
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$750,000
2026-04-15Price change$795,000
2026-04-02Listed for sale$825,000
2007-02-12Sold$595,600

For Sale by Agent

AgentBrenda Wade, KELLER WILLIAMS SOUTH TAMPA
BrokerageKELLER WILLIAMS SOUTH TAMPA

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