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4174 VICTORIA LAKES Drive W, Jacksonville, FL, 32226

5beds
3baths
2,766sqft
$465,000
$168price/sqft
$3,541/moest. monthly cost
$141,640/yrincome needed

About This Home

Coming Soon listing, no showings. Welcome to this beautifully updated home offering the ultimate blend of modern upgrades and outdoor living in Victoria Lakes. Backing up to a peaceful lake and protected preserve, this home features a brand-new roof installed in July 2025 and an updated HVAC system from March 2022. Step outside to your private backyard retreat, highlighted by an in-ground swimming pool added in July 2024 with a heat pump and heater powered by twin propane tanks added in September 2024. The exterior shines with refreshed landscaping, fresh power washing, and a massive 30x25-foot playground with natural, dye-free mulch. Inside, enjoy fresh interior paint and beautifully renovated bathrooms throughout. The primary suite boasts brand-new floor tile, tub nook tile, and a luxurious soaking tub, while the additional bathrooms feature stylish new tile and fresh paint. This move-in ready home is completely turn-key!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Oceanway SchoolGrades 6-83.7 mi
3/10
First Coast High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Nook,Primary Bathroom -Tub with Separate Shower
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,766 sqft

Property

Details

  • Parcel number: 1063755830

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Fenced,Heated
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Fenced,Full
  • Has view: Yes
  • View description: Protected Preserve,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$300$3,600
Property Taxes $612$7,344
Electricity $278$3,340
Total$3,541$42,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,405/yr
40% on housing$106,230/yr
45% on housing$94,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$241
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-08-02Sold$279,900
2019-06-24Pending sale$279,900
2019-06-15Listed for sale$279,900
2007-12-11Sold$273,400

Coming Soon

AgentNIKKI CLOWERS
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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