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9648 BEMBRIDGE MILL Drive, Jacksonville, FL, 32244

5beds
3baths
3,210sqft
$500,000
$156price/sqft
$3,895/moest. monthly cost
$155,800/yrincome needed

About This Home

STUNNING POOL HOME! Welcome to this meticulously maintained, one-owner owned home offering exceptional indoor & outdoor living! The backyard is a true oasis featuring a 13K+ gallon heated saltwater in-ground pool ('21), a large covered patio, a paved cool deck & custom fire pit area, pool bar, plant bed garden, potting station & still room for more to make your own--all within a large fenced private preserve-view backyard (backyard goes beyond fenceline!) Home is perfect for multi-generational living w/ a downstairs private suite addition ('14), PLUS a dedicated office, formal dining room, family room, theater room/loft & spacious bedrooms. Excellent curb appeal. Gorgeous front & back porches! Roof '23. LOCATION LOCATION! Just a bike ride to Oakleaf Towncenter restaurants & shops, library & Epic Theater. Community offers exceptional amenities. Close to NAS Jax & easy highway access. No CDD fees! Too much to mention here. Come see for yourself! You won't be disappointed!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

6/10
2/10
2/10
Westside High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Entrance Foyer,Guest Suite,In-Law Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Split System

Interior Area

  • Total interior livable area: 3,210 sqft

Property

Details

  • Parcel number: 0164310305
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Fenced,Heated,Pool Cover,Pool Sweep,Salt Water
  • Patio & porch: Covered,Patio,Porch,Rear Porch
  • Exterior features: Fire Pit,Outdoor Kitchen
  • Fencing: Back Yard,Vinyl,Wire
  • Has view: Yes
  • View description: Protected Preserve

Lot

  • Lot size: 0.28 Acres
  • Features: Dead End Street,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$401$4,812
Property Taxes $643$7,716
Electricity $323$3,876
Total$3,895$46,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,542/yr
40% on housing$116,850/yr
45% on housing$103,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 32244$128
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32244$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$500,000
2007-06-19Sold$319,800

For Sale by Agent

AgentLinda White
BrokerageUNITED REAL ESTATE GALLERY

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