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10913 Observatory Way, Tampa, FL, 33647

3beds
3baths
2,053sqft
$435,000
$212price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

Welcome to this fully renovated North Tampa home for sale, offering a rare combination of modern upgrades, functional design, and a prime Tampa Bay location, this move-in ready two-story home features an open concept floor plan with spacious living and dining areas that flow seamlessly into a beautifully updated kitchen with new cabinets, a stylish backsplash, and newer appliances, making it ideal for everyday living and entertaining, this home has been extensively upgraded in 2024 including a new roof, new AC system, new washer and dryer, new kitchen appliances, new kitchen cabinets, new interior flooring, updated bathroom vanities, new light fixtures, new toilets, fresh interior paint, and upgraded attic blown insulation, providing buyers with peace of mind and a true turnkey experience, additional improvements include exterior paint in 2022 and an updated home alarm system in 2020, this North Tampa property is located near top rated schools, golf courses, shopping centers, restaurants, and major highways with convenient access to downtown Tampa and the Gulf Coast beaches, making it an excellent opportunity for buyers searching for a move in ready home in Tampa, a fully updated home in North Tampa, or a Tampa Bay home with modern upgrades, strong location, and long term value.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

8/10
9/10
Benito Middle SchoolGrades 6-83.0 mi
3/10
Wharton High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo
  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,651
  • Total interior livable area: 2,053 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First
  • Area: 925
  • Dimensions: 37x25

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0592240784
  • Zoning: PD-A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,501 sqft
  • Lot size dimensions: 56.53 x 115

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$274$3,288
Property Taxes $777$9,324
Electricity $206$2,479
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 33647$184
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33647$219
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$425,000
2026-04-14Listed for sale$435,000
2026-04-09Listing removed$455,000
2026-02-17Price change$455,000
2026-01-21Listed for sale$465,000
2026-01-21Listing removed$2,650
2025-11-19Price change$2,650
2025-11-01Listed for rent$2,795
2025-10-31Listing removed$490,000
2025-10-27Price change$490,000
2025-09-25Listed for sale$495,000
2024-02-15Sold$400,000
2023-12-29Pending sale$414,900
2023-11-29Listed for sale$414,900
2023-11-21Listing removed--
2023-11-01Price change$2,365
2023-10-18Price change$2,440
2023-09-14Listed for rent$2,515
2016-11-20Listing removed$1,595
2015-08-22Listing removed$1,775
2015-08-10Price change$1,775
2015-06-14Listed for rent$1,795
2014-07-05Listing removed$1,750
2014-05-13Price change$1,750
2014-05-11Listed for rent$1,800
2013-05-09Listing removed$1,700
2013-01-22Sold$179,000
2012-09-21Sold$55,000
2007-11-06Sold$264,600

For Sale by Agent

AgentChristina Kipping, KELLER WILLIAMS TAMPA PROP.
BrokerageKELLER WILLIAMS TAMPA PROP.

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