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12283 CARDINAL CREEK Drive, Jacksonville, FL, 32218

5beds
3baths
3,555sqft
$449,500
$126price/sqft
$3,641/moest. monthly cost
$145,640/yrincome needed

About This Home

Bring your imagination to this 2 story canvas. Offering 3,555 square ft of living space, Five generously sized Bedrooms and 2 Full Bathrooms and 1 Half Bathroom. Primary Suite (Masters bedroom)features walk in closets and a bathroom with both tub and a separate shower located on the main floor. A great big living room to relax and spend time with the family on the first floor and a substantial bonus space upstairs suitable for a family room. This property is perfect for growing family or those who simply appreciate the luxury of space. It is nearly half an acre. This is a well established community offers pool, playground, mature landscaping while being conveniently located to essential amenities, schools, shopping and dining options. 8 miles to Jax International Airport, 30 minutes to NAS Mayport , NAS Jax or the Beach. No sign in the yard.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

4/10
Oceanway SchoolGrades 6-81.5 mi
2/10
First Coast High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Multi Generational,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Kitchen Island,Pantry,Primary Bathroom - Tub with Shower,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,555 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1067410210
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Other
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$321$3,852
Property Taxes $691$8,292
Electricity $357$4,293
Total$3,641$43,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,834/yr
40% on housing$109,230/yr
45% on housing$97,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 32218$143
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32218$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$449,500
2026-02-01Listing removed$475,000
2025-05-19Listed for sale$475,000
2012-02-27Sold$160,000
2011-02-02Price change$175,000
2010-12-01Price change$209,900
2010-05-08Price change$234,900
2010-04-22Price change$249,900
2010-02-18Listed for sale$308,500
2006-12-19Sold$308,500

For Sale by Agent

AgentMARILOU JACOBSEN LLC
BrokerageMOXII PRO REALTY

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