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4510 CONGRESSIONAL Drive, Jacksonville, FL, 32246

4beds
4baths
2,142sqft
$319,900
$149price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

This is a 3 story, 4 Bedroom/3.5 Bath, one-car attached garage Townhouse. Located on the Southside of Jacksonville in the gated Georgetown community. This Preserve view unit offers plenty of great features including granite counter tops, newer carpet flooring throughout the living areas, fresh paint, a covered patio on the first floor and a open air balcony on the second floor! The Georgetown community offers a community pool, a cabana, fitness center and is walking distance to the St. John's Town Center. Don't miss out on your opportunity, call today to schedule your appointment!

Getting Around

52
WalkingSomewhat Walkable
32
TransitSome Transit
53
BikeBikeable

Schools

4/10
2/10
Englewood High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,142 sqft

Property

Details

  • Parcel number: 1677273700
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Hail
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$225$2,700
Property Taxes $473$5,676
Electricity $215$2,586
Total$2,530$30,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 32246$190
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32246$217
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$329,900
2026-01-06Price change$335,900
2025-11-24Listed for sale$339,900
2024-11-06Listing removed$2,300
2024-09-21Listed for rent$2,300
2020-08-02Listing removed$2,000
2020-06-26Listed for rent$2,000
2019-04-16Listing removed$2,000
2019-03-19Listed for rent$2,000
2011-07-08Listing removed$1,650
2011-06-04Listed for rent$1,650
2007-12-13Sold$250,000
2007-04-03Sold$68,000

For Sale by Agent

AgentJONATHAN RICHIE
BrokerageTHE LEGENDS OF REAL ESTATE EAST COAST PROPERTY MANAGEMENT LLC

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