See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3781 VICTORIA LAKES Drive E, Jacksonville, FL, 32226

4beds
3baths
2,554sqft
$440,000
$172price/sqft
$3,323/moest. monthly cost
$132,920/yrincome needed

About This Home

NEW ROOF!! This beautifully upgraded 4-bedroom, 3-bath home with a dedicated office offers over 2,550 square feet of living space in the desirable Victoria Lakes community. Situated on a large preserve lot with a fully fenced backyard, the property offers privacy, lush landscaping, and room for a future pool. Inside, you'll find 12' ceilings, an open floor plan filled with natural light, plantation shutters, cherry-stained hardwood floors, crown molding in the primary suite, and recessed LED lighting. The kitchen features 42'' white cabinets, granite countertops with matching backsplash, stainless steel appliances, and a large breakfast bar. The spacious living area includes both a wood-burning and electric fireplace, perfect for year-round comfort. Step outside to enjoy a screened, tiled patio, an open grilling area, and a backyard full of thriving fruit trees--orange, lemon, tangerine, avocado, and more

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-84.1 mi
2/10
First Coast High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,554 sqft

Property

Details

  • Parcel number: 1063754835
  • Zoning description: Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Fencing: Fenced,Back Yard

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$284$3,408
Property Taxes $558$6,696
Electricity $257$3,084
Total$3,323$39,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,931/yr
40% on housing$99,690/yr
45% on housing$88,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$241
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$440,000
2026-03-02Listed for sale$465,000
2025-11-21Listing removed$450,000
2025-08-19Price change$450,000
2025-07-11Listed for sale$465,000
2016-12-01Listing removed$285,000
2016-05-21Listed for sale$285,000
2015-10-24Listing removed$275,000
2015-08-14Price change$275,000
2015-05-01Price change$285,000
2015-04-24Listed for sale$290,000
2006-07-19Sold$312,800

For Sale by Agent

AgentNATHANIEL WATSON, MOMENTUM REALTY, ALEX WATSON
BrokerageMOMENTUM REALTY

Similar Homes