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9523 University Ave APT 11, Clive, IA, 50325

1beds
1baths
755sqft
$86,500
$115price/sqft
$696/moest. monthly cost
$27,840/yrincome needed

About This Home

Welcome to an affordable, low-maintenance opportunity in the well-established Aspen Ridge community. Perfectly located just north of Valley West Mall, this ranch-style 1-bedroom condo offers 755 square feet of efficient, easy living in a secure building with excellent amenities. The open-concept layout features a comfortable living area, dedicated dining space, and kitchen with all appliances included. A deck extends your living space outdoors, ideal for relaxing or enjoying fresh air. Residents enjoy access to a community swimming pool, clubhouse, and on-site laundry facilities. HOA dues simplify ownership by covering exterior maintenance, lawn care, snow removal, trash service, and more?creating truly low-maintenance living. With quick access to I-235, shopping, restaurants, and public transit, the location offers exceptional convenience. Whether you're a first-time buyer, downsizing, or expanding your investment portfolio, this condo delivers strong value in the heart of Clive. All information obtained from seller and public record.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Clive Elementary SchoolGrades PK-61.7 mi
4/10
Valley High SchoolGrades 10-121.0 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium,Multi Family,Apartment

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 755
  • Total interior livable area: 755 sqft

Property

Details

  • Parcel number: 29100050200059
  • Attached to another structure: Yes
  • Zoning: R2

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $437$5,244
Home Insurance *$42$504
Property Taxes $96$1,152
Electricity $121$1,452
Total$696$8,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,862/yr
40% on housing$20,880/yr
45% on housing$18,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 50325$246
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50325$212
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$86,500
2026-05-05Listed for sale$89,000
2025-05-07Listing removed$900
2025-04-24Listed for rent$900
2023-09-25Sold$84,000
2023-08-30Pending sale$84,000
2023-08-18Price change$84,000
2023-07-20Listing removed--
2023-07-07Listed for sale$85,000
2023-06-20Price change$775
2023-06-16Price change$795
2023-06-02Listed for rent$805
2021-10-07Sold$77,500
2021-08-26Pending sale$77,500
2021-08-26Listed for sale$77,500
2021-08-26Pending sale$77,500
2021-08-26Listed for sale$77,500

For Sale by Agent

AgentCara Kelly
BrokerageRE/MAX Precision

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