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1920 Susan Hope Dr, Pekin, IL, 61554

4beds
4baths
4,113sqft
$565,000
$137price/sqft
$4,711/moest. monthly cost
$188,440/yrincome needed

About This Home

Luxury lakefront living in desirable Lake Whitehurst Cliffs! This stunning 4-bedroom, 3.5-bath home offers over 5,000 sq. ft. of beautifully designed living space with panoramic lake views. Spacious open living areas, walkout basement with bar, private dock, and a 3-stall attached garage make this home perfect for entertaining and everyday living. Enjoy the best of waterfront living with exceptional space, comfort, and breathtaking views!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Georgetown Middle SchoolGrades 4-82.2 mi
4/10
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Basement
  • Dimensions: 18ft 0in x 16ft 0in

Additional Room2

  • Level: Basement
  • Dimensions: 47ft 0in x 17ft 0in

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Other,Range,Refrigerator,Water Softener Owned,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom1

  • Level: Main
  • Dimensions: 17ft 0in x 15ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 14ft 0in x 11ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 17ft 0in x 13ft 0in

Bedroom4

  • Level: Basement
  • Dimensions: 16ft 0in x 12ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Wet Bar,Solid Surface Counter,Ceiling Fan(s),High Speed Internet
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 22ft 0in x 15ft 0in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,503
  • Total interior livable area: 4,113 sqft

Kitchen

  • Level: Main
  • Dimensions: 23ft 0in x 15ft 0in

Laundry

  • Level: Main
  • Dimensions: 11ft 0in x 7ft 0in

Living Room

  • Level: Main
  • Dimensions: 18ft 0in x 17ft 0in

Main Level

  • Area: 2503

Other

  • Area: 1610

Recreation Room

  • Level: Basement
  • Dimensions: 36ft 0in x 16ft 0in

Property

Details

  • Parcel number: 040426204015

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Features: Level,Other
  • Lot size dimensions: 100 x 170 x 165 x 100

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$607$7,284
Property Taxes $932$11,184
Electricity $316$3,796
Total$4,711$56,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,520/yr
40% on housing$141,330/yr
45% on housing$125,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 61554$88
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61554$100
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$545,000
2026-07-30Listed for sale$565,000
2018-06-01Sold$300,000
2018-05-13Pending sale$329,900
2018-03-15Price change$329,900
2017-09-24Price change$334,900
2017-06-21Price change$339,900
2017-04-19Listed for sale$369,900

For Sale by Agent

AgentTraci Buttrum
BrokerageThe Real Estate Group Inc.

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