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1909 Cobblestone, Washington, IL, 61571

4beds
3baths
3,046sqft
$369,900
$121price/sqft
$2,991/moest. monthly cost
$119,640/yrincome needed

About This Home

Step inside to an open-concept floor plan featuring a spacious living room with a cozy gas fireplace that flows seamlessly into the dining area and updated kitchen. The kitchen is the heart of the home, complete with a large center island, stunning quartz countertops, abundant cabinetry, and plenty of space for gathering with family and friends. The primary suite is a private retreat with a generous walk-in closet and an ensuite bathroom featuring dual vanity. Two additional bedrooms and another full bath complete the main level. Downstairs, you'll find an expansive finished basement designed for entertaining. Enjoy movie nights or game days in the oversized family room, mix drinks at the built-in wet bar, and take advantage of the large fourth bedroom with French doors-perfect as a guest suite, playroom, home office, or fitness space. A second main floor laundry area adds extra convenience (currently being used as pantry). Outside, relax under the covered stamped concrete patio overlooking the fully fenced backyard. An attached two-car garage and storage shed provide plenty of room for vehicles, tools, and outdoor equipment. Highlights include New HVAC 2023, New Water Heater 2024, New Flooring 2024, Stamped Covered Back Patio, and a fenced yard.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
Central Primary SchoolGrades PK-41.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Basement
  • Dimensions: 11ft 1in x 4ft 9in

Additional Room2

  • Level: Basement
  • Dimensions: 13ft 0in x 5ft 9in

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bedroom1

  • Level: Main
  • Dimensions: 14ft 0in x 13ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 0in x 10ft 11in

Bedroom3

  • Level: Main
  • Dimensions: 11ft 4in x 10ft 1in

Bedroom4

  • Level: Basement
  • Dimensions: 17ft 6in x 16ft 5in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement
  • Dimensions: 29ft 1in x 20ft 3in

Features

  • Bar,Wet Bar,Solid Surface Counter,High Speed Internet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,572
  • Total interior livable area: 3,046 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 8in x 13ft 9in

Laundry

  • Level: Main
  • Dimensions: 7ft 3in x 6ft 3in

Living Room

  • Level: Main
  • Dimensions: 21ft 5in x 16ft 11in

Main Level

  • Area: 1572

Other

  • Level: Main
  • Dimensions: 13ft 0in x 9ft 1in

Other

  • Area: 1474

Recreation Room

  • Level: Basement
  • Dimensions: 14ft 7in x 8ft 1in

Property

Details

  • Parcel number: 020221216018
  • Other equipment: Radon Mitigation System

Features

  • Patio & porch: Patio

Lot

  • Lot size: 9,900 sqft
  • Features: Level
  • Lot size dimensions: 75 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$277$3,324
Property Taxes $610$7,320
Electricity $234$2,811
Total$2,991$35,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,548/yr
40% on housing$89,730/yr
45% on housing$79,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 61571$143
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61571$127
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$369,900
2026-07-28Listing removed$375,000
2026-07-22Listed for sale$375,000
2026-07-21Listing removed--
2026-07-19Listed for sale$375,000
2021-05-07Sold$262,000
2021-04-02Pending sale$249,900
2021-04-01Listed for sale$249,900
2020-09-16Sold$235,000
2020-08-14Pending sale$242,500
2020-08-10Price change$242,500
2020-07-27Listed for sale$247,500
2016-08-31Sold$226,000
2016-07-16Pending sale$234,900
2016-07-12Listed for sale$234,900
2006-03-06Sold$164,500

For Sale by Agent

AgentJoseph Butler
BrokerageeXp Realty

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