12544 W COTTONWOOD Street, Surprise, AZ, 85378
About This Home
Welcome to this Surprise opportunity full of potential and perfectly positioned in a convenient location close to parks, shopping, dining, schools, and easy freeway access. This fixer upper offers a functional floor plan with spacious living areas, abundant natural light, and plenty of room to reimagine and customize to your taste. The kitchen provides ample cabinet and counter space with a layout that flows into the dining and family areas. Step outside to a private backyard with space to entertain, garden, or create your ideal outdoor retreat. Whether you're an investor, flipper, or buyer looking to add personal touches, this home presents an incredible chance to build value and make it your own in the heart of Surprise.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Tile,Concrete
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
- Laundry features: Inside,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Full Bth Master Bdrm
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,064
- Total interior livable area: 1,064 sqft
Property
Details
- Parcel number: 50181047
Features
- Stories: 1
- Spa features: None
- Fencing: Block
Lot
- Lot size: 7,860 sqft
- Features: Desert Front,Gravel/Stone Back
Parking
- Total spaces: 2
- Parking features: Carport,Open
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Maricopa County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance | $64 | $768 |
| Property Taxes | $324 | $3,888 |
| Electricity | $216 | $2,603 |
| Total | $1,918 | $23,016 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $240,000 |
| 2026-07-24 | Listed for sale | $260,000 |
| 2026-06-28 | Listing removed | $260,000 |
| 2026-06-26 | Listed for sale | $260,000 |
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