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912 Summer Hill Ln, Red Oak, TX, 75154

3beds
3baths
2,602sqft
$480,000
$184price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

You want land and a big house? NO HOA. This is for you. Located in Country Ridge Estates. This 3 bedroom, 3 car garage home has land, a long driveway for all your cars, a storage shed and a workshop with electricity. Located in Red Oak ISD. This home offers three bedrooms, two dining rooms and two living rooms with a HUGE kitchen with built in cabinets, a pantry and island. Living room has extra shelving and nice fireplace. All bedrooms are upstairs. The master bedroom is HUGE and with real wood coffered ceilings, his and hers walk in closets stand alone shower and garden jet tub. Backyard has a long concrete patio. Roof was recently replaced. Great for a big family. . You must see it!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Shields Elementary SchoolGrades PK-51.6 mi
4/10
Red Oak Middle SchoolGrades 6-82.2 mi
4/10
Red Oak High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 13 x 10

Dining Room

  • Level: First
  • Dimensions: 16 x 11

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Paneling/Wainscoting,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,602 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island,Stone Counters
  • Level: First
  • Dimensions: 15 x 13

Living Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 24 x 15

Living Room

  • Level: First
  • Dimensions: 16 x 15

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Jetted Tub,Linen Closet,Solid Surface Counters,Separate Shower
  • Level: Second
  • Dimensions: 15 x 13

Master Bedroom

  • Features: Sitting Area in Primary,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 24 x 15

Other

  • Features: Built-in Features,Solid Surface Counters
  • Level: Second
  • Dimensions: 11 x 5

Utility Room

  • Features: Built-in Features,Linen Closet,Utility Room
  • Level: First
  • Dimensions: 8 x 6

Property

Details

  • Parcel number: 149311
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Other,Storage
  • Fencing: Partial,Wood

Lot

  • Lot size: 0.76 Acres
  • Features: Back Yard,Interior Lot,Irregular Lot,Lawn,Landscaped,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Covered,Driveway,Garage,Garage Door Opener,Other,Oversized,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$327$3,924
Property Taxes $799$9,588
Electricity $285$3,428
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$480,000
2019-03-22Sold--
2019-03-14Pending sale$293,900
2018-11-23Price change$293,900
2018-08-05Listed for sale$299,000

For Sale by Agent

AgentDelia Sifuentes
BrokeragePrivado Realty and Investments

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