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82922 Spirit Mountain Dr, Indio, CA, 92201

5beds
3baths
3,223sqft
$665,000
$206price/sqft
$5,063/moest. monthly cost
$202,520/yrincome needed

About This Home

Rare 5 Bedroom Residence in Trilogy at The Polo Club | 3 Car Garage | Greenbelt Privacy | Mountain ViewsWelcome to an exceptional residence inside the gates of Trilogy at The Polo Club, one of the Coachella Valley's most sought after resort style communities in Indio, California. This spacious five bedroom home offers approximately 3,223 square feet of living space and is ideally positioned adjacent to a large greenbelt, providing rare privacy with no homes directly behind and beautiful mountain views.Designed for both comfort and entertaining, the home features multiple living areas, a welcoming great room with fireplace, and an open kitchen with granite countertops, abundant cabinetry, and generous prep space that flows seamlessly into the main gathering areas. The expansive primary suite offers a private retreat with dual vanities, soaking tub and separate shower, while additional bedrooms and flexible upstairs living areas provide space for guests, home office, or media room.A covered patio overlooks the greenbelt creating a peaceful setting for indoor outdoor desert living. Additional highlights include a 3 car garage, designer decorated interiors, separate laundry room with storage, and a prime location near the clubhouse and community amenities. This home presents an exceptional opportunity to enjoy privacy, space, and the vibrant lifestyle that makes Trilogy at The Polo Club one of the most desirable gated communities in Indio and the Coachella Valley.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave
  • Laundry features: Laundry Room

Bathroom

  • Features: Vanity

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Separate/Formal Dining Room,High Ceilings,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,223 sqft

Kitchen

  • Features: Granite Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 779140055
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Concrete,Covered
  • Fencing: Block
  • Has view: Yes
  • View description: Park/Greenbelt,Mountain(s)

Lot

  • Lot size: 5,227 sqft
  • Features: Drip Irrigation/Bubblers,Greenbelt,Near Park,Planned Unit Development,Rectangular Lot,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Direct Access,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$160$1,920
Property Taxes $850$10,200
Electricity $691$8,293
Total$5,063$60,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,588/yr
40% on housing$151,890/yr
45% on housing$135,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 92201$210
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92201$306
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$665,000
2026-04-03Price change$689,000
2026-03-07Listed for sale$699,000
2026-03-01Listing removed$724,999
2026-02-16Price change$724,999
2026-02-06Price change$729,000
2026-01-31Price change$739,000
2026-01-25Price change$749,000
2026-01-17Price change$775,000
2026-01-09Price change$785,000
2026-01-02Price change$795,000
2025-11-25Price change$825,000
2025-11-09Listed for sale$850,000
2025-01-27Listing removed$3,950
2024-12-29Price change$3,950
2024-11-01Listed for rent$4,000
2023-11-03Sold$580,000
2023-10-30Pending sale$580,000
2015-12-16Listing removed$1,875
2015-02-06Listed for rent$1,875
2014-12-15Listing removed$1,875
2013-10-18Listed for rent$1,875

For Sale by Agent

AgentBilly Thoman and ...
BrokerageCompass

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