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864 Watertrough Rd, Clearlake Oaks, CA, 95423

2beds
3baths
1,348sqft
$449,000
$333price/sqft
$3,524/moest. monthly cost
$140,960/yrincome needed

About This Home

Two Homes, Two Outbuildings — One Extraordinary Opportunity Welcome to a truly rare offering: two homes and two versatile outbuildings included in one incredible property, all set on 20 private acres with breathtaking panoramic views. From sunrise to sunset, experience sweeping vistas of Mount Konocti, Peek-A-Boo Clear Lake, and Snow Mountain — a setting that feels like you’re living above it all. Main Residence Perfectly positioned at the top of the property, the main home showcases an open-concept design with expansive windows that frame the stunning views from every window. This energy-efficient home sits above a spacious two-car garage with approximately 700 sq ft footprint, including a workshop area and half bath — offering both functionality and flexibility. Second Home Tucked privately toward the back of the property, the second residence feels like its own secluded retreat. The approximately 650 sq ft , 2006 mobile home is surrounded by nature and designed for relaxation, featuring wraparound decks and unobstructed views, while remaining close enough to the main home for convenience yet hidden enough for complete privacy. This property is designed for both lifestyle and utility: Outbuilding One A substantial 1,200 sq ft metal structure with concrete flooring and two roll-up doors, perfect for storing equipment, recreational toys, or operating a workshop with easy access. Outbuilding Two A truly one-of-a-kind space of approximately 150 sq ft, constructed with solid concrete walls for exceptional privacy and durability. This unique structure includes a built-in fire feature, water element, architectural rooftop design, electricity, and propane heat. Ideal as a meditation space, art studio, creative retreat, or secure bunker-style room, it is built like a fortress with endless possibilities. The Property Set within a quiet, rural, and highly private community, this homestead offers seclusion without compromise. The surrounding neighborhood is spacious and low-impact, with minimal traffic — primarily only neighboring landowners accessing their own estates. A light-touch HOA/POA helps preserve the integrity of the area while maintaining a peaceful, unrestricted lifestyle. This is more than a property — it’s a multi-use homestead with income potential, privacy, and unmatched views, offering space to live, create, and thrive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
3/10
Lower Lake High SchoolGrades 8-1210.1 mi

Construction

Condition

  • Property condition: Additions/Alterations
  • Year built: 2015

Materials

  • Foundation: Brick/Mortar,Slab
  • Roof: Composition,Metal,Mixed
  • Construction materials: Blown-In Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,High Efficiency Water Heater,Propane Cooktop,Propane Water Heater
  • Laundry features: Washer Hookup,In Garage,Propane Dryer Hookup

Bathroom

  • Features: Full Bath on Main Level,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Balcony,Ceiling Fan(s),High Ceilings,Open Floorplan,Main Level Primary
  • Door features: Double Door Entry
  • Window features: Casement Window(s),Double Pane Windows,Drapes,Screens,Skylight(s)
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,348 sqft

Kitchen

  • Features: Laminate Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 628190020000
  • Special condition: Standard

Features

  • Levels: One,Two
  • Stories: 1
  • Entry location: ground level
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Awning(s)
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Hills,Mountain(s),Panoramic,Rocks,Valley,Trees/Woods

Lot

  • Lot size: 20.21 Acres
  • Features: Rectangular Lot,Rocks,Steep Slope,Secluded,Sloped Up
  • Lot size dimensions: 2019 x 490 x 1906 x 421

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Direct Access,Driveway,Garage,Gravel,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Landslide
Avalanche
Drought
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$417$5,004
Property Taxes $439$5,268
Electricity $398$4,786
Total$3,524$42,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,822/yr
40% on housing$105,720/yr
45% on housing$93,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 95423$127
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95423$175
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$449,000
2011-02-14Sold$67,500
2009-04-10Sold$47,000
2008-08-19Sold$60,000

For Sale by Agent

AgentJames Kellis
BrokerageEXP Realty of California, Inc

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