12194 Terrace Dr, Clearlake, CA, 95422
About This Home
Spectacular view from this single-family home! This over 1/2-acre property has 2 separate meters for an additional residence or ADU. The existing home has some updates, including updated bathrooms, new kitchen countertops, and real hardwood floors. Open floorplan with indoor laundry. Sliding glass door to enjoy the beautiful view of Clearlake! Great opportunity to finish existing home with your ideas and possible income when adding additional building. Septic system will service existing home and additional building. Contractors or someone using a 203K loan need to visit this property!
Getting Around
Car-Dependent
Very Limited Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Cooling
- Cooling features: Evaporative Cooling
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 037172590000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: side
- Pool features: None
- Has view: Yes
- View description: Hills,Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.84 Acres
- Features: 0-1 Unit/Acre,Sloped Down,Rectangular Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Volcanic Activity
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $396 | $4,752 |
| Electricity | $398 | $4,786 |
| Total | $3,016 | $36,192 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $395,000 |
| 2026-06-29 | Listed for sale | $440,000 |
| 2019-09-30 | Sold | $275,000 |
| 2015-12-04 | Sold | $140,000 |
| 2015-05-21 | Listing removed | $185,000 |
| 2015-05-08 | Listed for sale | $185,000 |
| 2003-04-16 | Sold | $160,000 |
View on Zillow