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About This Home

Welcome to 1496 Hicks Street, a versatile and spacious multi-family home located in the highly sought-after Pelham Gardens area of the Bronx. This well-maintained property offers an excellent opportunity for homeowners and investors alike, featuring a thoughtfully designed layout with ample living space for extended family living or rental income potential. The main level features two comfortable bedrooms, a full bathroom, a bright living room, and an inviting eat-in kitchen perfect for everyday living and entertaining. Upstairs, you'll find a spacious duplex unit offering three generously sized bedrooms, two full bathrooms, and access to a private rooftop deck—an ideal space to relax, entertain guests, or enjoy warm summer evenings. The fully finished basement provides additional flexible living space, perfect for a recreation room, home office, gym, or guest accommodations. Outside, enjoy a fenced yard with room for gardening, or creating your own private retreat. Conveniently located near schools, shopping, restaurants, parks, and public transportation, this property combines comfort, convenience, and exceptional value. Whether you're looking for a primary residence with income-producing potential or a smart addition to your investment portfolio

Getting Around

Very Walkable

Very Limited Transit

Very Bikeable

Schools

5/10

Ps 78 Anne HutchinsonGrades PK-50.2 mi

7/10

Jhs 144 MichelangeloGrades 6-81.2 mi

2/10

New World High SchoolGrades 9-120.7 mi

Construction

Condition

Year built: 2007

Materials

Construction materials: Brick

Type & Style

Home type: MultiFamily
Property subType: Duplex,Multi Family

Interior

Basement

Has basement: Yes
Basement: Finished,Full

Features

First Floor Bedroom

Heating & Cooling

Heating features: Baseboard,Natural Gas
Cooling features: None

Property

Details

Parcel number: 047220072
Attached to another structure: Yes
Special condition: None

Parking

Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
Heat WaveRelatively High
Inland FloodingModerate
Strong WindModerate
Winter WeatherModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters in Bronx County and New York

Flood

Severe Storm

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$4,444	$53,328
Home Insurance *	$327	$3,924
Property Taxes	$571	$6,852
Electricity	$246	$2,954
Total	$5,588	$67,056

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$223,520/yr

35% on housing$191,588/yr

40% on housing$167,640/yr

45% on housing$149,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 20,669Commercial: 1,556

Total Premiums$32.27M

Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%

3.3%

0%30.0%

Electricity Growth Rate10-year average: 7.1%

7.1%

0%15.0%

Property Taxes Growth Rate2-year average: -0.5%

-0.5%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10469$415

Bronx County$399

vs Homes Sold Last Month

Median $/sqft