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308 Victor Ct, Garner, NC, 27529

3beds
3baths
2,649sqft
$399,900
$151price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Fantastic 3-bedroom, 2.5-bathroom home situated on a spacious .6-acre lot and features numerous recent updates. Enjoy brand new carpet throughout, with a roof replaced in 2019 and a new water heater installed in 2020 ensuring peace of mind for years to come. The family room boasts a gas log fireplace and a cathedral ceiling, creating a welcoming space for gatherings. The formal dining room features a trey ceiling, while the bright & open eat-in kitchen includes a new fridge and a breakfast nook filled with natural light. The first-floor primary suite features a vaulted ceiling, dual vanities, a soaking tub, a separate shower, and a generous walk-in closet with an additional closet for extra storage. Upstairs, you'll find two ample-sized bedrooms, a large bonus room perfect for a home office or play area, and a walk-in unfinished space ideal for storage or future expansion. Step outside to your covered back deck, where panoramic wooded views invite you to relax and unwind. The deep, wooded backyard features a serene creek, providing a private forest-like setting perfect for camping adventures or simply enjoying nature. With no HOA, you have the freedom to create your ideal outdoor space. Additionally, the property features a convenient walk-in crawl space, providing ample room for all your seasonal items and more. Situated in a quiet cul-de-sac, this home offers tranquility while still being conveniently close to local amenities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
Cleveland ElementaryGrades PK-51.6 mi
9/10
Cleveland MiddleGrades 6-82.0 mi
6/10
Cleveland High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Lower Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Master Downstairs,Separate Shower,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,649

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,649
  • Total interior livable area: 2,649 sqft

Property

Details

  • Parcel number: 06F04006K
  • Zoning: RAG
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.60 Acres
  • Features: Cul-De-Sac,Landscaped,Wooded

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$145$1,740
Property Taxes $206$2,472
Electricity $246$2,960
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$389,000
2026-07-02Price change$399,900
2026-06-22Price change$409,900
2026-06-12Listed for sale$419,900
2024-09-06Sold$409,900
2024-07-07Pending sale$409,900
2024-06-27Listed for sale$409,900
2010-10-15Listing removed$220,900
2010-07-01Sold$199,000
2010-05-22Price change$220,900
2009-11-14Price change$209,900
2009-08-29Listed for sale$220,900

For Sale by Agent

AgentDavid Wilson
BrokerageCarolina's Choice Real Estate

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