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2884 Lake Rd, Ridgeway, SC, 29130

6beds
7baths
6,087sqft
$1,595,000
$262price/sqft
$9,271/moest. monthly cost
$370,840/yrincome needed

About This Home

Beautiful custom-built home on Lake Wateree convenient to both Columbia and Charlotte with 230 feet of lakefront, stunning views, and an acre of land. Notable features include: high ceilings, heart pine floors, and gorgeous reclaimed Pecky cypress paneling; three kitchens with granite countertops, a butlers pantry, and prep sink; a master suite with private sitting room, fireplace, large soaking tub, and separate walk-in shower; to the large family room with custom built-ins and a slate fireplace. This home offers many luxurious details which span more than 6000 square feet over 3 full floors. Accommodations are generous and comfortable for family and guests alike with 5 bedrooms and 5 ½ baths in the main living space as well as an additional bedroom and bathroom in the mother-in law suite with kitchenette. The home features many spaces to gather from the sunroom with 180 degree lake views; multiple game and rec rooms, a large, partially screened in deck with jacuzzi, a lower level covered patio with stunning brick archways, and a dock gazebo with wrap around seating. Enjoying the lake comes easily with a dock slide, deep water off the dock, and a boat ramp. Schedule your private showing today. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Lugoff Elementary SchoolGrades PK-510.7 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Brick-Partial-AbvFound,Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Convection Oven,Counter Cooktop,Gas Range,Self Clean,Smooth Surface,Dishwasher,Disposal,Wine Cooler,Stove Exhaust Vented Exte
  • Laundry features: Heated Space,Mud Room,Utility Room,Main Level

Bedroom2

  • Features: Bath-Private,Separate Shower,Walk-In Closet(s),Ceiling Fan(s),Closet-Private
  • Level: Lower

Bedroom3

  • Features: Bath-Shared,Walk-In Closet(s),Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Lower

Bedroom4

  • Features: Bath-Private,Walk-In Closet(s),Tub-Shower,High Ceilings,Built-in Features,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Bath-Private,Walk-In Closet(s),Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Floors-Hardwood,Molding,High Ceilings
  • Level: Main

Features

  • Bookcases,Ceiling Fan(s),Bath-Private,Closet-Private,Walk-In Closet(s),Recessed Lighting,Separate Shower,Sitting Room,FROG (Requires Closet),Built-in Features,Wired for Sound
  • Window features: Thermopane
  • Flooring: Hardwood,Other,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Masonry,Wood Burning,Gas Log-Propane
  • Fireplace: Yes
  • Attic: Storage,Pull Down Stairs,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,087
  • Total interior livable area: 6,087 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Backsplash-Other,Cabinets-Painted,Prep Sink,Recessed Lighting,Second Kitchen
  • Level: Main,Third

Living Room

  • Features: Books,Entertainment Center,Fireplace,Floors-Hardwood,Molding,Ceilings-High (over 9 Ft),Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Fireplace,French Doors,Bath-Private,Separate Shower,Sitting Room,Walk-In Closet(s),Whirlpool,High Ceilings,Built-in Features,Ceiling Fan(s),Closet-Private,Floors-Hardwood,Recessed Lighting,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 1760206161

Features

  • Stories: 3
  • Patio & porch: Deck,Patio
  • Exterior features: Boat Ramp,Dock,Landscape Lighting,Gutters - Full,Lake Fed Irrigation
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: On Lake Wateree,View-Cove
  • Frontage length: 230

Lot

  • Lot size: 1 Acres
  • Features: On Water,Sprinkler

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$164$1,968
Property Taxes $457$5,484
Electricity $585$7,024
Total$9,271$111,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$317,862/yr
40% on housing$278,130/yr
45% on housing$247,226/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 29130$363
Kershaw County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 29130
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$1,595,000
2025-05-05Price change$1,650,000
2024-03-22Listed for sale$1,700,000
2023-11-20Listing removed--
2023-09-15Listed for sale$1,800,000

For Sale by Agent

AgentMary Lane Sloan, eXp Realty LLC
BrokerageeXp Realty LLC

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