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2445 Monarch Dr Unit 1003, Laredo, TX, 78045

3beds
3baths
1,493sqft
$259,900
$174price/sqft
$1,836/moest. monthly cost
$73,440/yrincome needed

About This Home

Charming two-story condo featuring three bedrooms and 2.5 baths. Enjoy high ceilings in the living and dining areas, creating a bright and open feel. The kitchen comes equipped with a stove and refrigerator. Step outside to a small private patio—perfect for relaxing or entertaining.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

7/10
8/10
Elias Herrera MiddleGrades 6-81.0 mi
7/10
United High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition Shingle,5-10 Years
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Condo/Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Range,Electric Water Heater
  • Laundry features: Washer and Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Large Master Bedroom,Dining Room,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 291475

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Swimming Pool
  • Patio & porch: Front,Rear
  • Fencing: Fenced,Wood
  • Topography of land: Level

Lot

  • Lot size: 2,106 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 1
  • Parking features: No Garage,Concrete,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$152$1,824
Property Taxes $132$1,584
Electricity $238$2,859
Total$1,836$22,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,948/yr
40% on housing$55,080/yr
45% on housing$48,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 78045$151
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78045$165
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$259,900
2021-07-16Listing removed--
2021-06-18Listed for rent$1,650
2020-07-17Listing removed$1,400
2020-06-06Listed for rent$1,400
2019-05-14Listing removed$1,300
2019-03-26Listed for rent$1,300
2018-08-04Listing removed$1,300
2018-06-19Listed for rent$1,300
2016-05-05Listing removed$1,300
2016-03-10Listed for rent$1,300

For Sale by Agent

AgentCindy Cantu
BrokerageColdwell Banker Ana Ochoa & Co

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