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13608 132nd Street Ct NW, Gig Harbor, WA, 98329

2beds
2baths
1,716sqft
$499,950
$291price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Tucked away on a generous lot in a quiet cul-de-sac, this rambler serves up easy living with just the right amount of personality. The fully fenced front yard is perfect for play (humans or canines), while the natural backyard keeps maintenance low and offers a nice-sized deck for relaxing or entertaining. Inside, the open-concept design features a vaulted, carpeted living room flowing into the kitchen, where a two-tier island provides plenty of prep space and seating. An ample pantry keeps everything organized.Now, this house has a bit of an identity crisis. The county health department says it's a 2-bedroom, but there are clearly 3 rooms being used as bedrooms - so you'll just have to come see for yourself. The carpeted primary suite features a huge walk-in closet and a bathroom that just had a glow-up including paint, a fresh mirror and a new light fixture.Hardiplank siding, a solid 2-car garage, and a long driveway with room for up to 8 additional vehicles add everyday practicality. Bonus: the Lake of the Woods Community HOA offers a pickleball court, lake access, parks and a community garden and pays your water bill!And here's one more fun fact - this house is just barely old enough to vote, and it's voting for you to come take a look!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Vaughn Elementary SchoolGrades PK-53.3 mi
4/10
8/10
Peninsula High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2008

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Laminate,Vinyl,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 5024402141
  • Zoning: R10
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.39 Acres
  • Features: Cul-De-Sac,Paved,Cable TV,Deck,Fenced-Fully,RV Parking

Parking

  • Total spaces: 10
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$104$1,248
Property Taxes $363$4,356
Electricity $149$1,793
Total$3,144$37,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 98329$283
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98329$314
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$489,950
2026-07-27Price change$499,950
2026-07-22Listed for sale$515,000
2024-02-28Sold$440,000
2024-02-07Pending sale$449,000
2024-02-01Listed for sale$449,000
2024-01-25Pending sale$449,000
2024-01-04Listed for sale$449,000
2017-12-22Sold$260,574
2017-11-12Pending sale$257,000
2017-10-17Price change$257,000
2017-10-07Listed for sale$269,000
2007-10-25Sold$75,000

For Sale by Agent

AgentBeth Allen
BrokerageKeller Williams West Sound

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