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12657 Charles Taylor Rd, Vance, AL, 35490

3beds
2baths
1,288sqft
$215,000
$167price/sqft
$1,537/moest. monthly cost
$61,480/yrincome needed

About This Home

Where country charm meets modern comfort, this inviting 3 bedroom, 2 bathroom home delivers single-level living at its finest. The open concept layout flows effortlessly through the heart of the home, while the spacious ensuite, primary bedroom boasts a generous walk-in closet, soaking tub, and separate shower. A thoughtful split bedroom floor plan ensures privacy for everyone. Step through double, french doors onto the open patio in the back yard, adorned with hanging lights and pea gravel perfect for evening gatherings. Nestled on over one acre with an attached garage, this home has no HOA fees, is USDA-eligible, and is priced to sell. Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
2/10
Brookwood Middle SchoolGrades 6-85.5 mi
3/10
Brookwood High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedroom,Soaking Tub,Separate Shower,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,288 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2307250000001.059
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.05 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$155$1,860
Property Taxes $55$660
Electricity $240$2,881
Total$1,537$18,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,697/yr
40% on housing$46,110/yr
45% on housing$40,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 35490$116
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35490$161
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$215,000
2023-04-21Sold$200,000
2023-03-24Contingent$205,000
2023-03-10Listed for sale$205,000
2022-08-31Sold$187,500
2022-08-01Contingent$188,000
2022-08-01Pending sale$188,000
2022-07-26Listed for sale$188,000
2022-06-27Listing removed--
2022-06-14Listed for rent$1,250
2022-01-01Listing removed--
2021-07-03Listed for rent$1,175
2019-12-26Listing removed$1,095
2019-09-19Listed for rent$1,095
2018-10-10Listing removed$1,100
2018-06-26Price change$1,100
2018-06-18Listed for rent$1,025
2016-08-10Sold$106,900
2016-02-12Listing removed$995
2015-12-14Listed for rent$995
2015-12-10Sold$57,000
2015-10-19Listed for sale$64,000
2015-07-17Listing removed$64,000
2015-07-10Listed for sale$64,000
2010-11-24Sold$114,000
2007-12-21Sold$109,900
2005-06-02Sold$104,900

For Sale by Agent

AgentKarman Dailey
BrokerageRE/MAX Premiere Group

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