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1036 Germantown Rd, Tuscaloosa, AL, 35406

5beds
4baths
4,719sqft
$845,000
$179price/sqft
$5,427/moest. monthly cost
$217,080/yrincome needed

About This Home

Exceptional 5-bedroom, 3.5-bath home in the highly sought-after Riverchase subdivision offering 4,719± square feet, including a finished basement! The main-level primary suite is a true retreat, featuring a stunning, fully renovated spa-inspired bath with a zero-entry tiled shower, dual vanities, and an adjoining office! Designed for everyday living and entertaining, the home offers hardwood floors, extensive crown molding, a formal dining room, spacious family room with fireplace, and an expansive kitchen with abundant cabinetry, island, and breakfast area. The finished basement provides incredible flex space for a media room, game room, or home gym. Enjoy the screened porch overlooking the private, fenced backyard! Conveniently located where children can walk to the elementary, middle, and high schools. Everything you've been looking for, all in an unbeatable location!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Verner Elementary SchoolGrades PK-50.4 mi
7/10
Northridge Middle SchoolGrades 6-80.6 mi
8/10
Northridge High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Double Oven,Dishwasher,Gas Cooktop,Disposal,Multiple Water Heaters,Microwave
  • Laundry features: Main Level,Laundry Room,Laundry Tub

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Game Room,Home Office,Primary Downstairs,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One,Family/Living/Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multiple Heating Units,Natural Gas
  • Cooling features: Electric,2 Units

Interior Area

  • Total structure area: 4,719
  • Total interior livable area: 4,719 sqft

Property

Details

  • Parcel number: 3003063001001.146

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Deck,Open,Patio,Porch,Screened
  • Exterior features: Rain Gutters,Sprinkler/Irrigation
  • Fencing: Wood

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$409$4,908
Property Taxes $218$2,616
Electricity $528$6,336
Total$5,427$65,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,068/yr
40% on housing$162,810/yr
45% on housing$144,720/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 35406$234
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35406$207
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$819,900
2026-07-24Listed for sale$845,000

For Sale by Agent

AgentKatherine Manderson
BrokerageHAMNER REAL ESTATE

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