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2695 Saratoga Ave, Lake Havasu City, AZ, 86406

3beds
4baths
1,893sqft
$780,000
$412price/sqft
$4,633/moest. monthly cost
$185,320/yrincome needed

About This Home

This home truly has it all, stunning lake views, incredible garage space, and over half an acre of beautifully landscaped grounds. From the moment you arrive, you're welcomed into a light filled interior where expansive windows frame breathtaking lake and mountain views, creating a bright and inviting atmosphere throughout. The kitchen is a chef's dream, offering abundant prep space and functionality for both everyday living and entertaining. The spacious primary suite is a private retreat, featuring more spectacular lake views, its own private deck, and a well appointed bathroom with granite countertops and a tiled walk in shower. Guest bedrooms are generously sized, providing comfort and flexibility. Step outside to discover one of the most lush and beautifully designed backyard oasis in Lake Havasu, complete with a fantastic grilling area and multiple spaces to relax, entertain, and enjoy the surroundings. For those needing space for toys and vehicles, the garage setup is exceptional and highlighted by a 45-foot double RV garage and additional room with more garage space! A rare combination of views, space, and amenities this is a home you truly have to experience in person!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
3/10
6/10
Lake Havasu High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder name: Mcdonough Const

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Gas Water Heater,Electric Dryer,Water Softener Owned,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Casual Dining,Rear Kitchen,Ceiling Fan(s),Kitchen Island,Open Floorplan
  • Window features: Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,893
  • Total interior livable area: 1,893 sqft

Property

Details

  • Parcel number: 10822276
  • Zoning description: L-R-1 Single-Family Residential

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fiberglass,Heated
  • Patio & porch: Patio,Covered Patio
  • Exterior features: RV Hookup,Water Feature,Fruit Trees,Watering System,Balcony,Built-in Barbecue
  • Spa features: Spa
  • Fencing: Back Yard,Block,Wrought Iron
  • Has view: Yes
  • View description: Panoramic,Mountain(s),Lake,Front Lake View
  • Has water view: Yes
  • Water view: Lake,Front Lake View

Lot

  • Lot size: 0.57 Acres
  • Features: None
  • Lot size dimensions: 135 x 274 x 38 x 270

Parking

  • Total spaces: 4
  • Parking features: RV Garage,Garage Door Opener,Bathroom In Garage,Air Conditioned,Door - 12 Ft Height,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Lightning

FEMA Declared Disasters in Mohave County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance $194$2,328
Property Taxes $279$3,348
Electricity $216$2,603
Total$4,633$55,596

Income You'd Need if You Spent...

35% on housing$158,845/yr
40% on housing$138,990/yr
45% on housing$123,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 86406$361
Mohave County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 86406$305
Mohave County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$780,000
2025-09-20Listing removed--
2025-06-22Listed for sale$830,000
2023-11-15Sold$754,000
2023-10-15Pending sale$799,000
2023-10-03Price change$799,000
2023-07-21Listed for sale$850,000
2004-08-24Sold$290,000

For Sale by Agent

AgentSunstone Real Estate Group
BrokerageColdwell Banker Realty

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