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1215 Laurel Cir, Arnold, CA, 95223

3beds
2baths
1,351sqft
$449,000
$332price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

Charming mountain cottage set on a beautiful DOUBLE lot totaling over one acre. The main level features a primary bedroom with an en-suite bath, two additional bedrooms, a spacious great room, and a well-appointed kitchen with all new appliances, an adjoining dining area, and a separate laundry room. Upstairs you'll find a cute cozy loft perfect for a reading nook or additional sleeping area. Enjoy a lovely deck surrounded by beautiful dogwood trees and a peaceful gazebo perfect for quiet relaxation. The covered front porch is the perfect place to watch the winter snowfall, while the cozy fireplace creates a warm and inviting gathering space on chilly mountain evenings. Unique touches throughout the home including distinctive interior doors salvaged from the historic Jamestown Hotel add timeless character and charm. Residents also enjoy access to a private recreation center featuring a swimming pool and playground, with a direct walking path from the property. The private rear courtyard leads to a separate detached space that offers such possibilities as an art studio, guest sleeping quarters, hobby room, or storage shed. Adding to the property's unique appeal are handcrafted rock walls built from stone deposited by the historic 1997 New Year's Day Sourgrass Slide, creating a one-of-a-kind connection to the area's natural history. Generator hookups are already in place for a quick future installation. Adjoining parcel of .66 acres included in the sale. 30 minutes to Bear Valley Mountain Resort and majestic high-country lakes for year-round outdoor fun! 15 minutes to Murphys to enjoy wine tasting and events.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
Avery Middle SchoolGrades 6-83.7 mi
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Free-Standing Refrigerator,Dryer,Washer
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Simulated Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,351 sqft

Kitchen

  • Features: Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Tile

Property

Details

  • Parcel number: 026021041000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Topography of land: Forest,Forest

Lot

  • Lot size: 0.38 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 1
  • Parking features: Uncovered Parking Spaces 2+,Gentle Up Driveway/Sidewalks
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Winter Weather
Wildfire

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$207$2,484
Property Taxes $473$5,676
Electricity $398$4,786
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$229
Calaveras County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$449,000

For Sale by Agent

AgentNatasha Pasquale
BrokerageCedar Creek Realty, Inc

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