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5109 Peach Mountain Cir, Gainesville, GA, 30507

3beds
2baths
0sqft
$399,000
--price/sqft
$3,172/moest. monthly cost
$126,880/yrincome needed

About This Home

Charming One-Level Living in an Established Neighborhood Welcome home to this delightful 3-bedroom, 2-bath ranch, offering comfort, convenience, and thoughtful features throughout. Step inside to a large, spacious family room with a cozy fireplace, perfect for relaxing or entertaining. The open kitchen provides ample room for a farmhouse-style table and offers an inviting space for gathering. Fresh paint throughout the family, kitchen and hallways. A generously sized laundry room adds functionality, while all bedrooms offer plenty of space to unwind. The primary suite features its own en-suite bath complete with a soaking tub and separate shower for a spa-like retreat. Outside, enjoy a fenced backyard with a charming playhouse—ideal for children or repurposed as extra storage. The home also includes a walk-in crawl space with surprisingly tall ceilings, providing great potential to finish for future living space or use as an oversized storage or bonus area. Easy to convert into a half basement space. An added bonus is the seller custom built this home and had extra insulation added and has amazingly low power bills. Fully fenced back yard. Located in a no-HOA neighborhood filled with beautiful mature hardwoods, this home offers both privacy and convenience. You’ll love being close to Oakwood’s many shops and restaurants, as well as an easy commute to the University of North Georgia’s Gainesville campus. This is a wonderful opportunity to own a well-maintained home with room to grow. (seller offering a carpet allowance)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Myers Elementary SchoolGrades PK-51.0 mi
8/10
Cherokee Bluff MiddleGrades 6-86.6 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: None

Features

  • High Speed Internet,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Cabinets Stain

Master Bathroom

  • Features: Separate Tub/Shower

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15025D000019
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard,Chain Link,Wood
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.66 Acres
  • Features: Landscaped,Sloped,Wooded

Parking

  • Parking features: Driveway,Level Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$141$1,692
Property Taxes $795$9,540
Electricity $219$2,637
Total$3,172$38,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,754/yr
40% on housing$95,160/yr
45% on housing$84,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30507$175
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30507$179
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$399,000
2026-03-03Price change$409,000
2026-02-12Price change$414,000
2025-12-13Price change$419,000
2025-11-20Listed for sale$425,000
2001-06-20Sold$18,500

For Sale by Agent

AgentMICHELLE BROWN
BrokerageKeller Williams Lanier Partners

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