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3133 Scarlet Oak Ln, Gainesville, GA, 30504

2beds
2baths
2,190sqft
$527,500
$241price/sqft
$3,384/moest. monthly cost
$135,360/yrincome needed

About This Home

Welcome to Cresswind at Lake Lanier, one of North Georgia’s premier gated 55+ active-adult communities, offering an exceptional resort-style lifestyle. Residents enjoy unmatched amenities including a stunning three-story clubhouse with indoor and outdoor pools, a state-of-the-art fitness center, billiards room, and spaces for concerts, social events, and more than 100 resident clubs. Additional features include a community marina with boat slips available for purchase, tennis and pickleball courts, community gardens, a dog park, and scenic walking trails throughout the neighborhood. Ideally located just a short walk from the clubhouse, courts, and marina, this one-level home offers a rare opportunity to live near the heart of the community—an uncommon and highly sought-after advantage in a neighborhood of over 900 homes. This well-maintained two-bedroom, two-bath home features a desirable roommate-style floor plan that provides excellent privacy. The spacious primary suite is located on one side of the home and includes his-and-her closets, a separate shower and tub, and a dual vanity. The guest suite with a full bath is positioned on the opposite side of the home. Between the bedrooms are a large dining room and expansive family room, making the layout ideal for entertaining. The kitchen is bright and inviting, featuring white cabinetry, granite countertops, and stainless steel appliances, along with a breakfast area for casual dining. Continuous hardwood floors run throughout the home, adding warmth and elegance, and the interior has been recently refreshed with neutral paint tones. Just off the family room, a covered rear patio provides a comfortable space to relax and enjoy the outdoors. An additional flex space offers versatility and can be used as a home office, hobby room, or extra storage. The home also includes a large laundry room with a sink, a two-car garage, a recent roof, and fresh exterior paint. If you’re seeking low-maintenance living, exceptional amenities, and an active lifestyle on Lake Lanier—combined with the rare ability to walk to the clubhouse and marina—this home is a standout opportunity.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Gainesville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Gas Cooktop,Microwave
  • Laundry features: In Hall,Main Level,Sink

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Crown Molding,Entrance Foyer,High Speed Internet,His and Hers Closets,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,190 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Pantry Walk-In, Stone Counters, View to Family Room, Wine Rack

Master Bathroom

  • Features: Separate His/Hers, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Master on Main, Oversized Master, Split Bedroom Plan
  • Level: Master on Main, Oversized Master, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08016 002025
  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard,Front Yard,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,667$32,004
Home Insurance *$195$2,340
Property Taxes $303$3,636
Electricity $219$2,637
Total$3,384$40,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,022/yr
40% on housing$101,520/yr
45% on housing$90,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$186
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$527,500
2025-12-04Price change$549,900
2025-10-10Listed for sale$565,000
2021-11-12Sold$485,800
2012-06-28Sold$294,539
2012-03-25Listing removed$323,990
2012-03-24Listed for sale$323,990
2011-12-14Listing removed$388,490
2011-11-17Price change$388,490
2011-06-17Price change$370,490
2011-06-07Price change$388,490
2011-02-24Price change$212,490
2011-02-12Price change$240,990
2011-02-09Price change$212,490
2010-11-28Price change$241,490
2010-11-26Price change$212,490
2010-03-15Price change$241,490
2010-01-16Price change$240,990
2009-07-09Listed for sale$212,490

For Sale by Agent

AgentTerri Olson
BrokerageVirtual Properties Realty.com

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