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3156 Willow Creek Dr SW, Gainesville, GA, 30504

2beds
2baths
1,726sqft
$425,000
$246price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

Welcome to easy, single-level living in Cresswind at Lake Lanier-Gainesville's premier 55+ active adult community. This move-in-ready Craftsman ranch offers 2 bedrooms, 2 full baths and a versatile flex room, all on one level, paired with resort-style amenities and access to Lake Lanier, all offered under $400,000! Inside, an open and inviting floor plan features hardwood floors, fresh neutral paint, custom plantation shutters and 10-foot ceilings. A dedicated dining room flows into the fireside living room, while the kitchen offers white cabinetry, granite countertops, abundant storage, a breakfast bar and a casual dining area. The spacious primary suite is tucked away for privacy and features a tray ceiling, generous walk-in closet and updated bath with double vanity and walk-in shower. A separate flex room provides the perfect space for a home office, den, hobby room or guest retreat. Step outside to a covered patio with privacy shades overlooking a peaceful, garden-like backyard-an ideal spot for morning coffee, entertaining or simply relaxing outdoors. An attached two-car garage and level driveway add everyday convenience. Life at Cresswind at Lake Lanier is about much more than the home. Residents enjoy a spectacular 42,000-square-foot clubhouse, indoor heated and outdoor pools, fitness center, pickleball and tennis courts, walking trails, community garden, dog park, marina access on Lake Lanier, plus more than 120 clubs, social groups, theater productions and community activities. If you've been searching for a low-maintenance ranch home in a gated 55+ community near Lake Lanier, this is an opportunity you won't want to miss.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Gainesville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,Master On Main Level,Split Bedroom Plan,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,726
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Pantry

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 08021 001010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: None
  • Residential vegetation: Grassed

Lot

  • Lot size: 5,662 sqft
  • Features: Cul-De-Sac,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$157$1,884
Property Taxes $425$5,100
Electricity $219$2,637
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$186
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$397,500
2026-08-12Listing removed$425,000
2026-07-09Price change$425,000
2026-05-14Listed for sale$450,000
2020-07-20Listing removed$315,000
2020-07-20Listed for sale$315,000
2020-07-10Sold$315,000
2020-06-20Pending sale$315,000
2020-04-14Price change$315,000
2020-03-30Price change$323,999
2019-11-29Price change$324,000
2019-10-18Price change$330,000
2019-09-04Listed for sale$335,000
2017-06-19Sold$269,000
2017-05-24Pending sale$279,900
2017-05-09Listed for sale$279,900
2017-04-25Pending sale$279,900
2017-02-13Listed for sale$279,900
2011-12-29Sold$180,900
2011-09-20Listed for sale$199,990
2011-07-30Listing removed$199,990
2011-06-01Listed for sale$199,990

For Sale by Agent

AgentAdam Sobel
BrokerageKeller Williams Realty Consultants

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