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1195 Riverside Ter, Gainesville, GA, 30501

3beds
3baths
1,667sqft
$254,900
$153price/sqft
$1,792/moest. monthly cost
$71,680/yrincome needed

About This Home

Enjoy convenient, in-town living in this 3 bedroom, 2 ½ bathroom town house. The open layout provides an easy flow between the kitchen and living area, and large windows let in plenty of natural light. Located within walking distance of parks, shopping, and restaurants, it’s easy to experience so much of what Gainesville has to offer– right outside your door.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
Gainesville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: None

Features

  • Double Vanity,Entrance Foyer 2 Story,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,667
  • Total interior livable area: 1,667 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Other Surface Counters, Pantry

Master Bathroom

  • Features: Double Vanity, Tub/Shower Combo

Master Bedroom

  • Features: Master on Main, Other
  • Level: Master on Main, Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01074 001017X
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1,306 sqft
  • Features: Level,Other
  • Lot size dimensions: 23 x 49 x 23 x 49

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$139$1,668
Property Taxes $146$1,752
Electricity $219$2,637
Total$1,792$21,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,440/yr
40% on housing$53,760/yr
45% on housing$47,786/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 30501$163
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30501$160
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$254,900
2026-03-12Price change$264,900
2026-02-03Listed for sale$274,900
2018-06-05Sold$155,000
2018-04-19Sold$96,000
2004-11-03Sold$120,900

For Sale by Agent

AgentBeverly Filson
BrokerageCandler Real Estate Group, LLC

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