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3621 Lake Ridge Ct, Gainesville, GA, 30506

6beds
7baths
9,352sqft
$1,595,000
$171price/sqft
$12,304/moest. monthly cost
$492,160/yrincome needed

About This Home

Welcome to Harbour Point Yacht Club, where luxury living and lake life come together in one of the most sought-after communities on Lake Lanier. Set behind the gates of this vibrant, golf-cart-friendly neighborhood, this beautifully renovated home was designed for gathering, entertaining, and the potential for multi-generational living. From the moment you arrive, the home feels both refined and welcoming. Sunlight pours through expansive windows, highlighting warm architectural details and inviting spaces that naturally bring people together. The flow between the main living areas, outdoor spaces, and entertaining rooms creates an atmosphere that feels effortless whether hosting a holiday gathering, welcoming lake guests for the weekend, or simply enjoying a quiet evening at home. The heart of the home centers around beautifully connected gathering spaces that balance elegance with comfort. Cozy fireplaces, layered textures, and thoughtfully designed rooms create a home that feels equally suited for large celebrations or slow mornings spent with family and friends. Indoor and outdoor living blend seamlessly, extending the experience well beyond the walls of the home. Designed with flexibility in mind, the layout offers space for multi-generational living, extended guests, evolving lifestyle needs, or simply room to spread out and enjoy. Private suites, multiple living areas, and expansive entertaining spaces allow everyone to feel connected while still having room of their own. The terrace level transforms the home into an experience all its own-perfect for movie nights, game days, poolside weekends, celebrations, and relaxed evenings after a day on the lake. In addition to multiple entertaining spaces, the lower level also features a complete gym room, separate cardio room, and dedicated yoga studio, creating a true wellness-focused retreat at home. Every space was designed to make entertaining feel natural while elevating everyday living. Outside, the backyard captures the essence of resort-style living, with a heated pool, spillover spa, putting green, covered outdoor spaces, and beautifully landscaped surroundings that create a true private retreat. It's the kind of setting where summer weekends turn into lasting traditions and evenings outdoors become part of your daily rhythm. Life in Harbour Point is about far more than the home itself. Residents enjoy an unmatched lifestyle with marina access, resort-style amenities, tennis and pickleball courts, clubhouse gatherings, scenic lake views, and a welcoming social atmosphere where neighbors quickly become lifelong friends. The golf-cart-friendly streets and lake-centered lifestyle make it easy to feel connected to both the community and the outdoors. The home also offers the rare opportunity to purchase a covered boat slip through the HOA, allowing you to skip the community waitlist and fully embrace life on Lake Lanier. Just minutes from Gainesville and an easy drive to Atlanta, this is more than a home-it's the backdrop for lake weekends, holiday traditions, unforgettable gatherings, and the kind of lifestyle people dream about long after they leave.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Sardis Elementary SchoolGrades PK-52.6 mi
6/10
Chestatee Middle SchoolGrades 6-82.5 mi
5/10
Chestatee High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Hall,Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+,Separate Room

Features

  • Beamed Ceilings,Bookcases,Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Split Bedroom Plan,Tray Ceiling(s),Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Bay Window(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Gas Log,Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 3,180
  • Finished area above ground: 6,172

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 9,352
  • Total interior livable area: 9,352 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Room,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 10037 000079
  • Other equipment: Home Theater

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated,Pool/Spa Combo,In Ground
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Water Feature
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Fenced
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 0.59 Acres
  • Features: Private

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$704$8,448
Property Taxes $2,627$31,524
Electricity $908$10,903
Total$12,304$147,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$421,851/yr
40% on housing$369,120/yr
45% on housing$328,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,595,000
2026-07-22Price change$1,595,000
2026-05-15Listed for sale$1,695,000
2024-03-05Sold$1,545,000
2023-11-02Price change$1,590,000
2023-10-20Price change$1,624,000
2023-10-07Price change$1,749,000
2023-09-30Price change$1,799,000
2023-09-21Price change$1,889,000
2023-09-06Listed for sale$1,949,000
2023-08-16Listing removed$2,149,995
2023-08-11Price change$2,149,995
2023-07-30Price change$2,299,995
2023-07-29Price change$2,399,995
2023-07-20Price change$2,299,995
2023-07-07Price change$2,399,995
2023-06-15Listed for sale$2,499,995
2017-07-31Sold$875,000
2017-06-22Pending sale$875,000
2017-06-19Listed for sale$875,000
2017-06-04Pending sale$875,000
2017-06-01Price change$875,000
2017-03-31Listed for sale$900,000
2010-04-30Sold$665,000
2010-02-17Listed for sale$659,000
2009-06-29Sold$799,529
2005-07-27Sold$1,350,000
2001-11-27Sold$1,129,000

For Sale by Agent

AgentCheryl Graves
BrokerageKeller Williams Realty Buckhead

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