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5553 Checkered Spot Dr, Gainesville, GA, 30506

3beds
2baths
2,000sqft
$400,000
$200price/sqft
$3,200/moest. monthly cost
$128,000/yrincome needed

About This Home

Welcome home to this beautiful Craftsman-style residence nestled on a private, wooded lot in the established Creekside at Monarch Ridge community. Step onto the inviting covered front porch and through the front door into an open and airy floor plan designed for both everyday living and entertaining. The spacious family room is the heart of the home, featuring a cozy fireplace and elegant coffered ceilings that create a warm and welcoming atmosphere. Just beyond, the kitchen offers stained cabinetry, tile backsplash, pantry storage, and plenty of prep space while remaining open to the main living area, perfect for gathering with family and friends. Conveniently located on the main level, the oversized primary suite features crown molding, a large walk-in closet, and a well-appointed bath with separate vanities, an oversized shower, and private water closet. Upstairs, you'll find two additional bedrooms along with a spacious loft or retreat area that offers endless possibilities for a playroom, media space, home office, or second living area. Situated on approximately 0.63 wooded acres, this home offers the perfect balance of privacy and neighborhood living, all while being conveniently located near Gainesville, schools, shopping, and Lake Lanier. Come experience the charm, space, and timeless Craftsman character that make this home truly special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Lanier Elementary SchoolGrades PK-51.1 mi
6/10
Chestatee Middle SchoolGrades 6-82.9 mi
5/10
Chestatee High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Brick/Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 10079 001092

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.63 Acres
  • Features: Private

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$176$2,112
Property Taxes $783$9,396
Electricity $219$2,637
Total$3,200$38,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,714/yr
40% on housing$96,000/yr
45% on housing$85,333/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$395,000
2026-06-20Listed for sale$400,000
2019-09-06Sold$275,000
2014-08-13Sold$196,500
2011-04-23Listing removed$25,500
2011-02-26Listed for sale$25,500

For Sale by Agent

AgentColin N Alford
BrokerageResource Brokers, LLC

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