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1536 Bluff Valley Cir, Gainesville, GA, 30504

3beds
3baths
1,514sqft
$275,000
$182price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

Fall in love with this GATED neighborhood, this open-concept townhome, so hidden and yet SO convenient!! —location, location, location! You are just minutes away from shopping, restaurants, and all your favorites, including Publix, Kohl's, Academy, and Home Depot, as well as the Gainesville Marina and the many activities on Lake Lanier. The welcoming kitchen features white cabinetry, pendant lighting, stainless steel appliances (including a refrigerator), beautiful granite countertops, and an island sink that overlooks the living and dining areas. A sliding door from the living/dining area opens onto a private deck, perfect for cookouts and entertaining. Upstairs, you'll find the master suite at one end of the hall, along with two spacious secondary bedrooms at the opposite end—a fantastic roommate layout! Additionally, the garage is already equipped with Tesla charging wiring for your convenience. The unfinished basement is expansive and awaits your personal touches, with a door leading to a wooded area that offers plenty of privacy. There are numerous opportunities with this property. For gate access into the neighborhood, please refer to the private remarks.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Centennial Arts AcademyGrades PK-51.2 mi
4/10
4/10
Gainesville High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman,Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Hall,Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Unfinished,Walk-Out Access

Bedroom

  • Features: Roommate Floor Plan, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Great Room, Open Concept

Features

  • Double Vanity,Entrance Foyer
  • Window features: None
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,514
  • Total interior livable area: 1,514 sqft

Kitchen

  • Features: Cabinets White, Kitchen Island, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Tub/Shower Combo

Master Bedroom

  • Features: Roommate Floor Plan, Split Bedroom Plan
  • Level: Roommate Floor Plan, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01115A000044
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Other,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lanier

Lot

  • Lot size: 871.20 sqft
  • Features: Private,Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$102$1,224
Property Taxes $158$1,896
Electricity $219$2,637
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$187
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$275,000
2026-04-09Price change$289,000
2026-02-02Price change$299,000
2026-02-01Price change$308,000
2025-09-06Pending sale$299,000
2025-07-10Price change$299,000
2025-06-07Price change$315,000
2025-05-08Price change$319,000
2025-05-01Listed for sale$320,000
2025-04-15Pending sale$320,000
2025-04-10Listed for sale$320,000
2023-08-29Sold$292,000
2023-08-14Pending sale$289,900
2023-08-12Contingent$289,900
2023-08-11Listed for sale$289,900
2022-01-07Sold$236,400
2013-02-16Listing removed$7,000
2012-01-22Price change$7,000
2011-12-21Listed for sale$10,000

For Sale by Agent

AgentAbbye Love
BrokerageSouth Property Collective, LLC

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