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1407 McCulloch Blvd S, Lake Havasu City, AZ, 86406

3beds
3baths
2,350sqft
$474,900
$202price/sqft
$2,937/moest. monthly cost
$117,480/yrincome needed

About This Home

OWNER FINANCING AVAILABLE AT 5.5% INTEREST. Skip the bank on this 2,350 sq ft single story on the south side of Lake Havasu. 3 bedrooms, 3 bathrooms, and all the expensive stuff already handled: new roof, new AC and heat, new water heater, new paint, new flooring throughout. Big open living room with a brick fireplace and its own nook. Spacious kitchen with a breakfast bar, plus a formal dining room. Indoor laundry, 2 car garage, circular driveway, and RV parking on both sides of the house, all on a quarter acre lot. Arizona room for extra space.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10
Lake Havasu High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Softener Owned,Microwave
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Formal Dining Room,Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 11118195
  • Zoning description: L-R-1 Single-Family Residential

Features

  • Patio & porch: Enclosed Patio
  • Fencing: None
  • Has view: Yes
  • View description: Front Lake View
  • Has water view: Yes
  • Water view: Front Lake View

Lot

  • Lot size: 0.25 Acres
  • Features: Curb and Gutter
  • Lot size dimensions: 125'94

Parking

  • Total spaces: 2
  • Parking features: Built In Cabinets,Door - 7 Ft Height,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Inland Flooding

FEMA Declared Disasters in Mohave County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $118$1,416
Property Taxes $170$2,040
Electricity $248$2,986
Total$2,937$35,244

Income You'd Need if You Spent...

35% on housing$100,697/yr
40% on housing$88,110/yr
45% on housing$78,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 86406$364
Mohave County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 86406$305
Mohave County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$474,900

For Sale by Agent

AgentBryant Hepstein
BrokerageRealty ONE Group Mountain Desert

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