




2436 Kristi Ln, Rockford, IL, 61102
About This Home
Beautifully maintained single-owner ranch built in 2006 with no HOA, offering quality construction, thoughtful updates, and true pride of ownership throughout. This move-in ready home features desirable one-level living, an oversized 2-car garage, and a functional layout designed for both comfort and convenience. The expansive eat-in kitchen is a standout, featuring an impressive amount of cabinetry, abundant counter space, a center island with additional storage, and included gas stove, dishwasher, and microwave-perfectly designed for everyday living, entertaining, and gathering. Interior highlights include solid bamboo flooring, updated vinyl bathroom flooring, upgraded 6-panel interior doors, and major appliances including the stove, dishwasher, microwave, washer, and dryer all less than 5 years old. The unfinished basement offers endless possibilities for future finishing, whether you envision additional living space, a rec room, home office, workout area, or versatile flex space, and is enhanced by a replaced egress window for added versatility. Additional improvements include a newer furnace (2017), A/C (2014) and comfort-height toilets. Roof installed in 2006 with a 40-year shingle. A rare opportunity to own an exceptionally well-cared-for ranch with lasting value and move-in ready appeal.
Getting Around
Schools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Bamboo)
- Level: Main
- Area: 140
- Dimensions: 10X14
Bedroom3
- Features: Flooring (Bamboo)
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 96
- Dimensions: 12X8
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,495 sqft
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 132
- Dimensions: 12X11
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 35
- Dimensions: 7X5
Living Room
- Features: Flooring (Bamboo)
- Level: Main
- Area: 342
- Dimensions: 18X19
Master Bedroom
- Features: Flooring (Bamboo),Bathroom (Full)
- Level: Main
- Area: 196
- Dimensions: 14X14
Walk In Closet
- Features: Flooring (Bamboo)
- Level: Main
- Area: 30
- Dimensions: 5X6
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1132179017
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $408 | $4,896 |
| Property Taxes | $598 | $7,176 |
| Electricity | $130 | $1,569 |
| Total | $2,728 | $32,736 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $333,500 |
| 2026-04-27 | Listed for sale | $339,950 |
| 2007-01-26 | Sold | $158,900 |
For Sale by Agent
