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8710 N Pecatonica Rd, Pecatonica, IL, 61063

4beds
2baths
2,320sqft
$419,900
$181price/sqft
$3,469/moest. monthly cost
$138,760/yrincome needed

About This Home

Historic charm meets thoughtful updates in this circa-1900 Victorian farmhouse on 2.67 picturesque acres. Land traced to an 1843 federal preemption claim. Four bedrooms, two baths, 2,320 sq ft of authentic character. New roof on house and garage (2026). New furnace (January 2025). New siding on the north and upper west sides of the house. Hardwood floors and original 1900 woodwork run throughout the main level, filled with natural light from large picture windows. The kitchen features Corian counters, a farmer's sink, stainless appliances, tall cabinets, and a spacious center island. A generous office/pantry with cabinets and pull-out shelves offers rare storage flexibility. The updated main floor bath includes an authentic water closet. Main-floor laundry. A bright solarium fills with morning light. A separate three-season cedar porch opens the main level to the outdoors. A wood-burning stove anchors the main house. Upstairs, four inviting bedrooms feature pine floors. An updated bath offers a double-bowl vanity. Built-in bookshelves flank each end of the hallway, a small but distinctive touch. Above it all sits a versatile 800 sq ft cedar-finished walk-up attic with tall peaked ceilings. Studio, office, playroom, hobby space, storage. The next owner decides. The land is 2.67 acres zoned Agricultural, with horses allowed. A woven-wire fenced pasture, apple trees, raised gardens, and mature shade trees surround the home. A fire pit and patio invite gatherings, and a circle driveway welcomes arrivals. Outbuildings include a barn with stalls, concrete floor, and loft. A large detached shop with attached lean-to. A two-car detached garage. A separate wood-burning sauna building. A 3 sided metal structure for firewood. Multiple chicken coops. Water hydrants at the barn and shop. Natural gas. Well water. Septic. Vinyl windows throughout. Pecatonica Schools. About 25 minutes to Rockford. About 40 minutes to the Belvidere Stellantis plant. Full historical research on file. Come see what 125 years of care looks like! Agent Owned.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
4/10
Pecatonica High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Natural Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 148.84

Bedroom3

  • Level: Upper
  • Area: 145.14

Bedroom4

  • Level: Upper
  • Area: 151.29

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Area: 157.95

Features

  • Book Cases Built In,Solid Surface Counters
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Fire-Pit/Fireplace
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,320

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wood
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Kitchen

  • Level: Main
  • Area: 330

Living Room

  • Level: Main
  • Area: 229.52

Master Bedroom

  • Level: Upper
  • Area: 182.9

Property

Details

  • Parcel number: 0532400005
  • Special condition: Agent Owned/Interest

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Glass Enclosed
  • Has view: Yes
  • View description: Country,Panorama
  • Horses can be raised: Yes

Lot

  • Lot size: 2.67 Acres
  • Features: County Taxes,Horses Allowed,Agricultural,Equestrian,Rural

Parking

  • Total spaces: 2
  • Parking features: Barn,Detached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$371$4,452
Property Taxes $797$9,564
Electricity $178$2,141
Total$3,469$41,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,937/yr
40% on housing$104,070/yr
45% on housing$92,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 61063$169
Winnebago County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61063$130
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$419,900
2026-08-03Listed for sale$419,900
2026-04-15Listing removed--
2026-04-03Listed for sale$425,000
2024-09-16Sold$406,000
2024-07-29Pending sale$389,900
2024-07-18Listed for sale$389,900
2001-04-23Sold$123,000

For Sale by Agent

AgentJuliAnn Geiger
BrokerageExp Realty

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